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Directory of va loan specialists in Decatur, Georgia. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Decatur, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 8 va loan specialists in Decatur, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joseph Maxwell Cleland Atlanta VA Medical Center
Joseph Maxwell Cleland Atlanta VA Medical Ctr, 1670 Clairmont Rd, Decatur, GA 30033
4043216111
MooreTeam Mortgage Professionals at Fairway Home Mortgage
104 B & C, Sycamore Pl, Decatur, GA 30030
4043733411
VA Atlanta Regional Office
1700 Clairmont Rd, Decatur, GA 30033
8008271000
Fairway Independent Mortgage Corporation
104 Sycamore Pl Suites B&C, Decatur, GA 30030
4043733411
Element Home Loans, a Division of NFM Lending
305 E College Ave, Decatur, GA 30030
7706046029
Kim Pounders & Team | Fairway Independent Mortgage Corporation Loan Officer
104 Sycamore Pl Unit B & C, Decatur, GA 30030
4048772727
Department of Veterans Affairs
1700 Clairmont Rd, Decatur, GA 30033
4049295345
PNC Mortgage
1540 Church St, Decatur, GA 30033
4043156413
VA loan specialists in Decatur Georgia help veterans, active duty members, and eligible surviving spouses secure home financing with no down payment. Georgia law requires all mortgage loan originators to be licensed through the Georgia Department of Banking and Finance. Decatur offers a range of housing options near Atlanta, making VA loans a popular choice for local military families.
What Does a VA Loan Specialist in Decatur Cost?
Typical costs for a VA loan specialist in Georgia include an origination fee of 0 to 1 percent of the loan amount. Appraisal fees range from 500 to 700 dollars. Closing costs in Decatur average 3 to 5 percent of the purchase price, but many are negotiable. Georgia law does not cap these fees. Costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic eligibility requirements for a VA loan in Decatur Georgia?
You must meet VA service requirements such as 90 consecutive days of active service during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility from the VA. Georgia does not have additional state specific eligibility rules beyond federal standards.
Are there Georgia specific property requirements for VA loans?
Yes, the property must meet the VA minimum property requirements which include safety and structural standards. Georgia also requires a termite inspection in most counties due to local climate conditions. Decatur properties must pass this inspection before loan approval.
How does the Georgia VA loan funding fee work?
The VA funding fee is a one time charge paid at closing. For first time use with no down payment, the fee is 2.15 percent of the loan amount. Georgia does not add any state surcharge to this fee. The fee can be rolled into the loan amount.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.