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Find VA Loan Specialists Near You in Zephyrhills, FL

Compare va loan specialists in Zephyrhills. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Zephyrhills, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 6 va loan specialists in Zephyrhills, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amy Chappell | SouthState Mortgage
6930 Gall Blvd, Zephyrhills, FL 33542
8137803310
OneMain Financial
7864 Gall Blvd, Zephyrhills, FL 33541
8137885859
The DeJesus Group
7810 Gall Blvd UNIT 323, Zephyrhills, FL 33541
8132998962
Emilio
6982 Fort King Rd, Zephyrhills, FL 33541
8137242037
Home Capital Corporation
38349 Co Rd 54 suite a, Zephyrhills, FL 33542
3523035385
Peggy Warner Bolden - Truist Mortgage Loan Officer
7809 Gall Blvd, Zephyrhills, FL 33541
8133805489

VA loan specialists in Zephyrhills, Florida help veterans and active duty service members secure home loans with no down payment. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Zephyrhills is near the Tampa VA Medical Center, making it a convenient location for veterans seeking local lending guidance.

What Does a VA Loan Specialist in Zephyrhills Cost?

Typical costs for a VA loan specialist in Florida include an origination fee of 1 percent to 2 percent of the loan amount. Third party fees for appraisal and credit report range from 500 to 1,000 dollars. Some specialists charge a flat fee of 1,500 to 3,000 dollars. Costs vary by situation and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Zephyrhills?
A VA loan specialist is a licensed mortgage professional who guides veterans through the VA home loan process. They help with Certificate of Eligibility, lender requirements, and closing procedures specific to Florida properties.
Do I need a Florida-specific VA loan specialist?
Yes, because Florida has unique property tax exemptions for veterans and specific appraisal rules. A local specialist understands Pasco County market conditions and Florida statute 196.081 regarding homestead exemptions for disabled veterans.
How do I verify a VA loan specialist in Florida?
You can check a specialist license through the Florida Office of Financial Regulation website. Also confirm they are approved by the U.S. Department of Veterans Affairs to originate VA loans in Florida.