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VA Loan Specialists in Satellite Beach, FL

Compare va loan specialists in Satellite Beach. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Satellite Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 va loan specialists in Satellite Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Home Lending Source
1370 Jimmy Buffett Mem Hwy ste a, Satellite Beach, FL 32937
3212945001
Atlantic Mortgage Services Inc
1790 Jimmy Buffett Mem Hwy STE 101, Satellite Beach, FL 32937
3217773199
Secured Lending Group, LLC
476 Jimmy Buffett Mem Hwy #5, Satellite Beach, FL 32937
3213786300

VA loan specialists in Satellite Beach Florida help veterans and active duty service members secure home financing with no down payment. Florida law provides additional property tax exemptions for disabled veterans and their surviving spouses. Local specialists understand the unique real estate market in Brevard County near Patrick Space Force Base.

What Does a VA Loan Specialist in Satellite Beach Cost?

VA loan specialists in Florida typically do not charge borrowers directly as they are paid by the lender at closing. Closing costs in Satellite Beach range from 2% to 5% of the loan amount which can be paid by the seller or rolled into the loan. The VA funding fee for first time use is 2.15% of the loan amount for regular military and 2.4% for Reserve and National Guard. This fee is waived for veterans with a service connected disability. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Satellite Beach?
A VA loan specialist guides veterans through the VA home loan process from pre approval to closing. They help with required paperwork like the Certificate of Eligibility and ensure the property meets VA minimum property requirements. Specialists also explain Florida specific benefits such as the $5000 property tax exemption for veterans.
How do I qualify for a VA loan in Florida?
You must have a valid Certificate of Eligibility from the VA which requires meeting service time requirements. For most veterans this means 90 days of active service during wartime or 181 days during peacetime. Florida does not have a state income tax which can affect your debt to income ratio calculations.
Are there Florida specific rules for VA loans?
Yes Florida has a $5000 homestead exemption for veterans with a service connected disability of 10% or more. Surviving spouses of veterans who died in service may also qualify for a full property tax exemption. The VA funding fee is waived for veterans receiving VA disability compensation.