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Looking for a va loan specialist in Punta Gorda? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Punta Gorda, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 10 va loan specialists in Punta Gorda, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MortgageRight of Punta Gorda
2825 S Tamiami Trl b2, Punta Gorda, FL 33950
9412052500
SimpliFi Home Loans Punta Gorda
425 Cross St unit 116, Punta Gorda, FL 33950
9418332277
The Mortgage Firm - Toby Lynn
308 Sullivan St, Punta Gorda, FL 33950
9416218498
Northeast Financial
42881 Lake Babcock Dr Suite 200, Punta Gorda, FL 33982
2394455662
BayPort Lending
265 E Marion Ave unit 116, Punta Gorda, FL 33950
9415848724
C2 Financial Home Loans - Jamal Hishmeh, Senior Loan Advisor
318 S Tamiami Trl #121, Punta Gorda, FL 33950
9412047542
Rodney Massie - NMLS ID 134751 - SimpliFi Home Loans
425 Cross St unit 116, Punta Gorda, FL 33950
9418332277
Haley Pietraniec - SWFL Mortgage Loan Originator - Novus Home Mortgage
VA loan specialists in Punta Gorda, Florida help veterans and active duty service members navigate the process of obtaining a home loan backed by the Department of Veterans Affairs. Florida law provides certain property tax exemptions for veterans, and local specialists can advise on how these benefits interact with VA financing. Punta Gorda offers a range of housing options, from waterfront properties to inland homes, and a specialist can guide you through the specific requirements for each type.
What Does a VA Loan Specialist in Punta Gorda Cost?
Typical costs for VA loan specialist services in Florida include an origination fee of 1 percent of the loan amount, plus third-party fees for appraisal, credit report, and title services. The VA funding fee ranges from 1.4 percent to 3.6 percent of the loan amount depending on your down payment and whether it is your first use. These fees can be paid by the seller or rolled into the loan in many cases. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Punta Gorda?
A VA loan specialist is a mortgage professional who focuses on helping veterans and military families secure VA-backed home loans. They understand the specific eligibility rules, funding fees, and local market conditions in Punta Gorda, Florida.
What are the basic eligibility requirements for a VA loan in Florida?
To qualify for a VA loan in Florida, you must meet service requirements set by the VA, such as a minimum period of active duty or service in the National Guard or Reserves. You also need a valid Certificate of Eligibility from the VA and must meet lender credit and income standards.
Are there any Florida-specific rules for VA loans in Punta Gorda?
Yes. Florida law allows for a property tax exemption for veterans with a service-connected disability, which can reduce your overall housing costs. Your VA loan specialist can help you apply for this exemption through the Charlotte County Property Appraiser office.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.