Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 7 va loan specialists in Palmetto Bay, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG
9635 SW 181st Terrace, Palmetto Bay, FL 33157
3054009674
Secure The Funding - Mortgage Broker
9555 SW 175th Terrace Suite 110, Palmetto Bay, FL 33157
3054337194
Our Circle Mortgage
9555 SW 175th Terrace SUITE 201, Palmetto Bay, FL 33157
3052973452
HomeOne Mortgage
9555 SW 175th Terrace Suite 203, Palmetto Bay, FL 33157
7862140082
United Lending
14411 S Dixie Hwy Suite 209, Palmetto Bay, FL 33176
7867322585
E&H Mortgage Processing, LLC
9555 SW 175th Terrace Suite 209, Palmetto Bay, FL 33157
3053513182
Jose Arpajon
9635 SW 181st Terrace, Palmetto Bay, FL 33157
3053235946
What Does a VA Loan Specialist in Palmetto Bay Cost?
VA loan specialists in Florida typically charge a flat fee or a percentage of the loan amount. Fees can range from 500 to 1,500 dollars for consultation and document preparation. Some specialists charge an hourly rate of 100 to 250 dollars. Closing costs in Florida usually total 2 to 5 percent of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Palmetto Bay?
A VA loan specialist helps you understand your eligibility, gather required documents like the Certificate of Eligibility, and connect you with lenders who offer VA loans. They also explain Florida-specific rules such as the homestead exemption and how it affects your loan terms.
Do I need a Florida license to use a VA loan specialist?
Yes, under Florida law, anyone providing mortgage loan origination services must hold a valid license from the Florida Office of Financial Regulation. VA loan specialists in Palmetto Bay must comply with Chapter 494 of the Florida Statutes.
How long does the VA loan process take in Florida?
The VA loan process in Florida typically takes 30 to 45 days from application to closing. Delays can occur if the property requires a pest inspection or if the appraisal reveals issues specific to Florida weather conditions like windstorm damage.