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Find VA Loan Specialists in Palm City, FL

Directory of va loan specialists in Palm City, Florida. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Palm City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 4 va loan specialists in Palm City, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
East Coast Mortgage Lenders, Inc.
3228 SW Martin Downs Blvd, Palm City, FL 34990
7722832077
Casabella Financial Services
2658 SW Reilley Ave, Palm City, FL 34990
7729052427
Fidelity Lending
1100 SW Martin Downs Blvd, Palm City, FL 34990
7722375211
East Coast Mortgage Lenders: Keren Carmel
3228 SW Martin Downs Blvd, Palm City, FL 34990
7724854116

VA loan specialists in Palm City Florida help veterans and active duty service members secure home financing with no down payment. Florida law exempts VA loan funding fees for veterans with service-connected disabilities. Local specialists understand the Palm City real estate market and can guide you through the Department of Veterans Affairs loan process.

What Does a VA Loan Specialist in Palm City Cost?

VA loan specialists in Florida typically charge an origination fee of 1 to 2 percent of the loan amount, plus third-party costs for appraisal and credit report. The VA funding fee ranges from 1.25 to 3.3 percent of the loan for first-time use, though veterans with a service-connected disability are exempt. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Palm City?
A VA loan specialist is a mortgage professional who focuses on loans guaranteed by the Department of Veterans Affairs. They help veterans in Palm City understand eligibility, obtain a Certificate of Eligibility, and close on a home with favorable terms.
Do I need a Florida specific VA loan specialist?
Yes, Florida has unique property tax exemptions for veterans and specific closing cost rules. A local Palm City specialist knows Martin County appraisal requirements and can help you avoid common pitfalls with Florida homeowners insurance and flood zone issues.
What are the VA loan limits for Palm City Florida in 2025?
For 2025, VA loans in Martin County have no maximum loan amount for qualified borrowers with full entitlement. However, the VA does cap the amount it will guarantee, which is 25 percent of the county loan limit of $766,550 for 2025.