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Compare va loan specialists in Palatka. Review contact information and insurance categorys before you decide.
11 agents listed
Updated May 2026
Palatka, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 11 va loan specialists in Palatka, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
316 FL-19, Palatka, FL 32177
3863289515
VyStar Credit Union
510 State Rd 19 S, Palatka, FL 32177
3863283303
Lending Bear
701 Reid St, Palatka, FL 32177
3863288853
Ameris Bank
100 FL-19, Palatka, FL 32177
3863253770
Mariner Finance
308 FL-19, Palatka, FL 32177
3863298988
OneMain Financial
835 FL-19, Palatka, FL 32177
3863281449
Palatka VA Clinic
400 FL-19 SUITE 48, Palatka, FL 32177
3863298800
Farm Credit of Florida
309 N 2nd St, Palatka, FL 32177
3863282744
New American Funding - Stone Keefauver
421 St Johns Ave ste 7, Palatka, FL 32177
3212956656
Gateway Mortgage Group
514 S Palm Ave Ste B, Palatka, FL 32177
3865307753
Michelle Calhoun - Mortgage Loan Officer
101 FL-19, Palatka, FL 32177
3522810669
VA loan specialists in Palatka Florida help veterans active duty service members and eligible surviving spouses secure home financing with no down payment. Florida law exempts VA loan holders from certain property tax reductions for disabled veterans under Florida Statute 196.101. Local specialists understand the Putnam County real estate market and can guide you through the VA appraisal process specific to North Florida homes.
What Does a VA Loan Specialist in Palatka Cost?
VA loan specialists in Florida typically charge an origination fee of 0.5% to 1% of the loan amount. Third-party costs like appraisal and title fees range from 500 to 1500 dollars. The VA funding fee for first-time use is 2.15% for regular military and 2.4% for reserves. Costs vary by lender and loan size. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Palatka Florida?
You must meet service requirements set by the VA including minimum active duty periods or National Guard service. A valid Certificate of Eligibility is required. Florida does not impose additional state eligibility rules beyond federal VA guidelines.
How long does the VA loan process take in Palatka?
The typical VA loan process in Florida takes 30 to 45 days from application to closing. Delays can occur if the VA appraisal reveals needed repairs or if the property is in a flood zone common in Putnam County.
Can I use a VA loan for a second home or investment property in Palatka?
VA loans are for primary residences only. You cannot use a VA loan for a vacation home or rental property. The borrower must intend to occupy the home as their main dwelling within 60 days of closing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.