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Looking for a va loan specialist in Key Biscayne? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Key Biscayne, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 va loan specialists in Key Biscayne, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Magellan International Mortgage Corp.
260 Crandon Blvd #9, Key Biscayne, FL 33149
3053612323
Construction, Private, & Hard Money Lending - London Financial Company (LFC)
965 Crandon Blvd, Key Biscayne, FL 33149
3053619720
A VA loan specialist in Key Biscayne, Florida helps veterans and active duty service members secure home financing with no down payment and no private mortgage insurance. Florida law provides additional property tax exemptions for disabled veterans and surviving spouses. Key Biscayne offers a unique coastal market where VA loan specialists can guide buyers through local appraisal and flood zone requirements.
What Does a VA Loan Specialist in Key Biscayne Cost?
Typical costs for a VA loan specialist in Florida include an origination fee of 1% to 2% of the loan amount, plus third-party fees for appraisal, credit report, and title services. In Key Biscayne, appraisal fees often range from $500 to $1,000 due to high property values. Closing costs generally total 2% to 5% of the purchase price, though some lenders offer no-closing-cost options. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Key Biscayne Florida?
To qualify for a VA loan in Key Biscayne, you must meet VA service requirements, typically 90 days of active duty during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility from the VA. Florida does not impose additional state-level eligibility rules beyond federal VA guidelines.
Are there Florida-specific benefits for VA loan holders?
Yes, Florida offers a property tax exemption for veterans with a service-connected disability of 10% or more. Disabled veterans may qualify for a $5,000 exemption, and those with total and permanent disability may receive a full exemption on homestead property. These benefits apply to homes purchased with a VA loan in Key Biscayne.
How does the VA loan funding fee work in Florida?
The VA funding fee is a one-time charge paid at closing, ranging from 1.25% to 3.3% of the loan amount depending on your down payment and whether it is your first use. Florida law does not change this federal fee. It can be rolled into the loan amount or paid upfront.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.