Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 7 va loan specialists in Homestead, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
890 N Homestead Blvd, Homestead, FL 33030
3052453600
THE MORTGAGE EXPERTS
16255 SW 275 St, Homestead, FL 33031
7868020410
Terri Ellis | SouthState Mortgage
28801 SW 157th Ave, Homestead, FL 33033
3055885348
Fernando Zamora - Mortgageratemiami.com
29051 SW 167th Ct, Homestead, FL 33030
3054941740
Erica G. Ávila - All In One Mortgage Lenders - Homestead’s Trusted Lender
1348 Old Dixie Hwy, Homestead, FL 33030
7864446133
Julio Lacayo - Mortgage Loan Officer
2495 NE 8th St, Homestead, FL 33033
8887519000
Michael Coles - Mortgage Loan Officer
2495 NE 8th St, Homestead, FL 33033
7862511094
What Does a VA Loan Specialist in Homestead Cost?
VA loan specialists in Florida typically charge no upfront fee to veterans because lenders pay the specialist. However, the VA funding fee ranges from 1.25% to 3.3% of the loan amount depending on down payment and prior use. Some lenders may charge origination fees of up to 1% of the loan amount. Costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Homestead do?
A VA loan specialist guides veterans through the VA home loan process from pre-approval to closing. They help with required documents such as the Certificate of Eligibility and VA appraisal. They also explain Florida specific benefits like the property tax exemption for disabled veterans.
Who is eligible for a VA loan in Homestead Florida?
Eligibility includes veterans, active duty service members, National Guard members, and reservists who meet minimum service requirements. Surviving spouses of veterans who died in service or from a service connected disability may also qualify. The VA requires a valid Certificate of Eligibility.
Are there Florida specific rules for VA loans in Homestead?
Yes, Florida law prohibits prepayment penalties on VA loans. Homestead properties must meet VA minimum property requirements. Florida also offers a $50,000 homestead exemption for veterans with disabilities rated 10% or more by the VA.