VA Loan Specialists in Washington, DC
Directory of va loan specialists in Washington, District of Columbia. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of District of Columbia before hiring.
Showing 14 va loan specialists in Washington, DC
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VA loan specialists in Washington, District of Columbia help eligible veterans, active duty service members, and surviving spouses obtain home financing with no down payment and competitive rates. District of Columbia law provides additional property tax exemptions for disabled veterans, which can reduce overall homeownership costs. Working with a local specialist ensures you understand both federal VA rules and District-specific requirements.
What Does a VA Loan Specialist in Washington Cost?
Typical costs for a VA loan specialist in Washington, District of Columbia include an origination fee of 1% to 2% of the loan amount, plus third-party fees for appraisal (USD 500 to USD 700), credit report (USD 30 to USD 50), and title search (USD 300 to USD 600). The VA funding fee ranges from 1.4% to 3.6% of the loan amount for first-time use, though it is waived for veterans with a service-connected disability. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Washington DC?
Eligibility requires at least 90 days of active service during wartime or 181 days during peacetime, or 6 years in the National Guard or Reserves. You must obtain a Certificate of Eligibility from the VA. There is no minimum credit score set by the VA, but most lenders in DC require a score of at least 620.
Are there any District of Columbia specific benefits for VA loan borrowers?
Yes, DC offers a property tax exemption for disabled veterans with a 100% service-connected disability, reducing the annual tax burden. Additionally, the DC government provides down payment assistance programs that can be combined with a VA loan for eligible buyers.
How long does the VA loan process take in Washington DC?
The typical VA loan process in DC takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and any required repairs. Delays can occur if the property needs a pest inspection or if the appraisal identifies issues specific to older DC homes.