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Browse va loan specialists serving Waterbury, Connecticut. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Waterbury, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 5 va loan specialists in Waterbury, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Services Inc
193 Grand St #2, Waterbury, CT 06702
8009223210
Mortgage Refinance Waterbury CT - Home Refinance Connecticut - Refi Home Loan Lenders
84 Progress Ln, Waterbury, CT 06705
2034573218
Commercial Lending Waterbury CT
207 Bank St, Waterbury, CT 06702
2037174521
Jonathan Rhodes - Mortgage Loan Officer
1254 W Main St, Waterbury, CT 06708
2038562051
D & W Commercial Lending-David Wtsn
21 W Main St, Waterbury, CT 06702
2038412951
VA loan specialists in Waterbury, Connecticut help eligible veterans, active duty service members, and surviving spouses obtain home financing with no down payment and competitive interest rates. Connecticut law requires all mortgage originators to be licensed by the state Department of Banking. Local specialists understand Waterbury real estate market conditions and can guide you through the VA funding fee and certificate of eligibility process.
What Does a VA Loan Specialist in Waterbury Cost?
Typical costs for a VA loan specialist in Connecticut include an origination fee of up to 1% of the loan amount and third party fees for appraisal, credit report, and title services. These third party fees usually range from $500 to $1,500. The VA funding fee for first time use is 2.15% of the loan amount for regular military and 2.4% for Reserve and National Guard, but this can be rolled into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic eligibility requirements for a VA loan in Waterbury?
You must have served 90 consecutive days of active service during wartime or 181 days during peacetime, or 6 years in the National Guard or Reserves. A surviving spouse of a veteran who died in service or from a service connected disability may also qualify. You will need a valid Certificate of Eligibility from the VA.
Is there a limit on how much I can borrow with a VA loan in Connecticut?
For 2024, the VA loan limit in New Haven County which includes Waterbury is $766,550 for a single family home. If you have full entitlement there is no limit, but lenders may impose their own caps. The VA guarantees up to 25% of the loan amount.
Can I use a VA loan to buy a multi family property in Waterbury?
Yes, you can use a VA loan to purchase a 2 to 4 unit property as long as you occupy one unit as your primary residence. The property must meet VA minimum property requirements and be located in a conforming area. Connecticut has no additional state restrictions on multi family VA loans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Connecticut.