Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 va loan specialists in Valencia, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Southern Oaks Mortgage inc
25060 Avenue Stanford Suite 255, Valencia, CA 91355
6619642600
Kevin Ker - Premier Plus Lending Santa Clarita
25124 Springfield Ct #100, Valencia, CA 91355
8009634623
Finance of America SCV NMLS #1071
26650 The Old Rd # 300, Valencia, CA 91381
6614140763
Jeff Scott - The Home Loan Expert
25350 Magic Mountain Pkwy, Valencia, CA 91355
6617142928
Tri Star Home Loans
28009 Smyth Dr, Valencia, CA 91355
6612229555
Josh Jarrard
26650 The Old Rd # 300, Valencia, CA 91381
6612106822
What Does a VA Loan Specialist in Valencia Cost?
VA loan specialists in California typically charge no upfront fee to veterans; they are compensated by the lender at closing. However, some charge a flat fee of $500 to $1,500 for consulting or document preparation. The VA funding fee ranges from 1.4% to 3.6% of the loan amount depending on down payment and service category. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Valencia?
A VA loan specialist is a mortgage professional who focuses on VA-backed home loans. They help veterans in Valencia understand eligibility, obtain a Certificate of Eligibility, and find lenders familiar with California property laws.
Do I need a California-specific VA loan specialist?
Yes, because California has unique property tax rules and escrow requirements. A local specialist can explain the California veteran property tax exemption and how Proposition 19 affects transfer of tax assessments.
What are the VA loan limits for Valencia in 2025?
For 2025, VA loans in Los Angeles County including Valencia have no maximum loan amount for eligible borrowers with full entitlement. However, lenders may impose their own limits based on income and credit. A specialist can help you calculate your specific borrowing power.