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Directory of va loan specialists in Temecula, California. Verify credentials with the state mortgage licensing authority before hiring.
15 agents listed
Updated May 2026
Temecula, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 15 va loan specialists in Temecula, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Modern Lending
28999 Old Town Front St Suite 103, Temecula, CA 92590
8444663376
Dave Medina - The Alevate Group / CMG Home Loans
28780 Single Oak Dr STE 250, Temecula, CA 92590
9518584761
Vintage Mortgage Firm
41911 5th St STE 300, Temecula, CA 92590
9516950901
Christian Dahlin- Patriot Pacific Financial
41951 Remington Ave STE 240, Temecula, CA 92590
9496807853
Vintage Mortgage Professionals-Steve Tempel
27431 Enterprise Cir W Ste 200, Temecula, CA 92590
9516950905
Laurie Allen at Franklin Loan Center
41607 Margarita Rd STE 102, Temecula, CA 92591
9512034660
James Gross at Franklin Loan Center
41607 Margarita Rd STE 102, Temecula, CA 92591
9517608169
ABLE Mortgage
41923 2nd Street suite 203, Temecula, CA 92590
9518990009
New American Funding - Jessica Castro
27431 Enterprise Cir W Ste 200, Temecula, CA 92590
9512386950
Vilma Algarin
28693 Old Town Front St Suite 300-D, Temecula, CA 92590
6193922920
Southern California Funding
43015 Black Deer Loop, Temecula, CA 92590
9516769640
Bill Provost - Home Loan Partner
41607 Margarita Rd STE 102, Temecula, CA 92591
4252411922
Steve Tempel, Finance of America Mortgage LLC
43537 Ridge Park Dr, Temecula, CA 92590
9516950905
N/A
41923 2nd St STE 203, Temecula, CA 92590
9494845180
Pacific Lending, LLC
27645 Jefferson Ave Suite 117, Temecula, CA 92590
8887670562
A VA loan specialist in Temecula helps veterans, active duty service members, and eligible surviving spouses secure home financing through the U.S. Department of Veterans Affairs. In California, the VA loan limit for Riverside County, which includes Temecula, is adjusted annually based on the Federal Housing Finance Agency conforming loan limit, currently over $750,000 for a single-family home. Local specialists understand the Temecula real estate market and can guide borrowers through the unique California property tax rules, such as the veterans exemption under Proposition 19.
What Does a VA Loan Specialist in Temecula Cost?
The cost of working with a VA loan specialist in Temecula typically includes a loan origination fee of 1% to 2% of the loan amount, plus third-party costs such as appraisal fees around $500 to $700, title insurance, and escrow fees. California caps certain closing costs, but total fees can range from $3,000 to $10,000 or more depending on the loan size and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Temecula?
To qualify for a VA loan in Temecula, you must meet service requirements set by the VA, such as 90 days of active duty during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility from the VA. There is no minimum credit score set by the VA, but most lenders in California require a score of at least 620.
Can I use a VA loan to buy a condo in Temecula?
Yes, you can use a VA loan to buy a condo in Temecula, but the property must be on the VA-approved condominium list. The list is maintained by the VA and includes complexes that meet specific financial and legal standards. Your specialist can help verify if a particular condo is eligible.
Are there any California-specific fees for VA loans?
In California, VA loans do not require private mortgage insurance, but there is a one-time VA funding fee that varies from 1.4% to 3.6% of the loan amount, depending on your down payment and whether it is your first use. California law also requires lenders to provide a Good Faith Estimate of closing costs, which typically range from 2% to 5% of the loan amount.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.