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Compare va loan specialists in South Lake Tahoe. Review contact information and insurance categorys before you decide.
11 agents listed
Updated May 2026
South Lake Tahoe, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 11 va loan specialists in South Lake Tahoe, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Tara Offenbacher
3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
7758158272
Guild Mortgage - Ron Shaw
3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
5305731447
Guild Mortgage - Meghan Dinubilo
3079 Harrison Ave S, South Lake Tahoe, CA 96150
5307212395
Guild Mortgage Company
3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
5305731447
Associated Mortgage Center Inc
591 Tahoe Keys Blvd # D1, South Lake Tahoe, CA 96150
5305445309
Nations Lending - South Lake Tahoe Branch
2568 Lake Tahoe Blvd, South Lake Tahoe, CA 96150
5302086704
Deanna Sorhouet | Mortgage Advisor | The Topol Team | NEO Home Loans
2200 Venice Dr, South Lake Tahoe, CA 96150
7752199514
Guild Mortgage - Pierre Herring
3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
5303180821
US Bank Mortgage
2850 Lake Tahoe Blvd, South Lake Tahoe, CA 96150
5305421221
Guild Mortgage - Joe Stein
3079 Harrison Ave Office C, South Lake Tahoe, CA 96150
5306002351
Western Highland Mortgage
3170 US-50, South Lake Tahoe, CA 96150
5305775050
VA loan specialists in South Lake Tahoe help eligible veterans, active duty members, and surviving spouses secure home financing with no down payment. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). The local market near Lake Tahoe offers unique property types that may require additional appraisal considerations under VA guidelines.
What Does a VA Loan Specialist in South Lake Tahoe Cost?
Typical costs for a VA loan specialist in California include an origination fee of 1 to 2 percent of the loan amount, plus third-party fees for appraisal, credit report, and title services. In South Lake Tahoe, appraisal fees often range from 500 to 800 dollars due to the mountain property market. Closing costs generally total 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in South Lake Tahoe?
You must have served 90 consecutive days of active service during wartime, 181 days during peacetime, or 6 years in the National Guard or Reserves. A Certificate of Eligibility (COE) from the VA is required. California does not impose additional state-level eligibility requirements beyond the federal VA standards.
Can I use a VA loan to buy a second home or vacation property in South Lake Tahoe?
VA loans are intended for primary residences only. You must certify that you will occupy the home as your main residence within 60 days of closing. Using a VA loan for a vacation rental or second home in South Lake Tahoe is not permitted under VA rules.
Are there California-specific fees or taxes for VA loans in South Lake Tahoe?
California charges a documentary transfer tax at the county level, which in El Dorado County is 55 cents per 500 dollars of property value. There is no state-level mortgage tax. VA funding fees apply based on your down payment and service category, and these fees are set by federal law, not California.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.