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Directory of va loan specialists in Richmond, California. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Richmond, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 va loan specialists in Richmond, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Griselda's Ledesma Mortgage Team
12553 San Pablo Ave, Richmond, CA 94805
5107587600
American Financial Network, Inc.
3260 Blume Dr #405, Richmond, CA 94806
5103235879
A VA loan specialist in Richmond, California helps veterans and active duty service members navigate the VA home loan process. California law provides specific protections for veterans, including a partial property tax exemption for disabled veterans. Richmonds location in the Bay Area means specialists are familiar with local market conditions and high-cost loan limits.
What Does a VA Loan Specialist in Richmond Cost?
Typical costs for a VA loan specialist in California range from zero to a flat fee of $500 to $1,000. Some specialists charge a percentage of the loan amount, usually 0.5% to 1%. Lenders may also charge origination fees of up to 1% of the loan. Costs vary by situation and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Richmond?
A VA loan specialist guides veterans through the loan application, helps obtain a Certificate of Eligibility, and connects them with VA-approved lenders. They also explain California-specific rules like the funding fee exemption for disabled veterans.
Do I need a California real estate license to use a VA loan specialist?
No, a VA loan specialist does not need a real estate license, but they must work with a licensed mortgage broker or lender in California. The specialist provides advice and paperwork help, not direct lending.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.