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Directory of va loan specialists in Palos Verdes Estates, California. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Palos Verdes Estates, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 va loan specialists in Palos Verdes Estates, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
South Bay Mortgage Brokers
413 Vía Corta, Palos Verdes Estates, CA 90274
3108747932
Danny Waddell at CrossCountry Mortgage
405 Vía Chico # 3, Palos Verdes Estates, CA 90274
4246526799
Michelle Rogers at CrossCountry Mortgage
405 Vía Chico # 3, Palos Verdes Estates, CA 90274
3105606005
Diana Gunderson at Guaranteed Rate Affinity (NMLS #455514)
68 Malaga Cove Plaza, Palos Verdes Estates, CA 90274
3109083544
Lenders Capital Mortgage
2215 Vía Anacapa, Palos Verdes Estates, CA 90274
3107912280
VA loan specialists in Palos Verdes Estates help veterans and active duty service members secure home financing with favorable terms. California law provides specific protections for VA loan borrowers, including limits on prepayment penalties and strict escrow requirements. Local specialists understand the high property values in Palos Verdes Estates and can guide you through the unique appraisal and funding process.
What Does a VA Loan Specialist in Palos Verdes Estates Cost?
Typical costs for a VA loan specialist in California include an origination fee of 0.5% to 1.0% of the loan amount, plus third-party fees for appraisal, credit report, and title services. In Palos Verdes Estates, where median home prices exceed $2 million, these fees can range from $10,000 to $20,000 or more. Some specialists may offer reduced fees for veterans. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Palos Verdes Estates?
A VA loan specialist is a mortgage professional who focuses on loans backed by the U.S. Department of Veterans Affairs. They help eligible veterans, active duty members, and surviving spouses in Palos Verdes Estates navigate the loan process, including obtaining a Certificate of Eligibility and meeting California property standards.
Do I need a special license to offer VA loans in California?
Yes, all mortgage loan originators in California must be licensed through the Nationwide Multistate Licensing System (NMLS). They must also follow California Department of Financial Protection and Innovation rules, including disclosure requirements specific to VA loans.
How does the VA loan funding fee work in California?
The VA funding fee is a one-time charge paid to the VA, which varies based on your down payment and whether it is your first use. For first-time use with no down payment, the fee is 2.15% of the loan amount. California law does not change this federal fee, but it may be financed into the loan.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.