Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 12 va loan specialists in Palmdale, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Carlos Lopez - Clear To Close Home Loans
445 W Palmdale Blvd O, Palmdale, CA 93551
6616414966
NEO HOME LOANS (Ryan Morrow)
624 Commerce Ave Suite C, Palmdale, CA 93551
6619020275
New American Funding - Terry J. Viera-Podorski
3011 Rancho Vista Blvd ste A, Palmdale, CA 93551
6616741065
Alterra Home loans
4621 E Avenue S suite d110, Palmdale, CA 93552
6612645885
All American Financial Services
530 Commerce Ave, Palmdale, CA 93551
6619496681
New American Funding
3011 Rancho Vista Blvd ste A, Palmdale, CA 93551
6612190689
Gabriella Godde California Mortgage Girl
2204 W Ave M12, Palmdale, CA 93551
6617133460
Dean Henderson - Financial Independence Mortgage
536 E Palmdale Blvd, Palmdale, CA 93550
6617269000
Palmdale Home Loans by Ruben Torres
1334 E Palmdale Blvd suite c, Palmdale, CA 93550
3237197654
VA Home Loans For Military Veterans
1008 W Ave M-4, Palmdale, CA 93551
6612094770
Option 1 Home Loans
190 Sierra Ct Suite B110, Palmdale, CA 93550
6619988755
Vince Cardona - CMG Home Loans Branch Manager Mortgage Loan Officer NMLS# 351363
39409 10th St W Suite B, Palmdale, CA 93551
6614354424
What Does a VA Loan Specialist in Palmdale Cost?
Typical costs for a VA loan specialist in California include a funding fee ranging from 1.4% to 3.6% of the loan amount, depending on your down payment and service category. Appraisal fees in Palmdale usually range from $500 to $700. Lender origination fees vary but are often around 1% of the loan amount. Some specialists charge a flat fee for consulting, which can be $300 to $500. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Palmdale?
A VA loan specialist helps veterans and active duty members apply for VA-backed home loans. They guide you through eligibility, required documents, and the local real estate market in Palmdale. They also ensure compliance with California-specific rules, such as the CalVet Home Loan program for eligible veterans.
How do I qualify for a VA loan in California?
To qualify for a VA loan in California, you must have a valid Certificate of Eligibility from the VA. You typically need a minimum credit score of 620 and sufficient income to cover mortgage payments. There is no down payment required, but you must occupy the home as your primary residence.
Are there California-specific benefits for VA loan borrowers?
Yes, California offers property tax exemptions for disabled veterans under Revenue and Taxation Code Section 205.5. Additionally, the CalVet Home Loan program provides competitive rates for eligible veterans. VA loans in California also have no prepayment penalties, allowing you to pay off the loan early without extra costs.