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Looking for a va loan specialist in Pacific Grove? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Pacific Grove, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 va loan specialists in Pacific Grove, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ascend Mortgage
199 17th St suite f, Pacific Grove, CA 93950
8317471441
Terry Nance- Reverse Mortgage Specialist
306 1st St, Pacific Grove, CA 93950
8316579239
VA loan specialists in Pacific Grove, California help veterans and active duty service members secure home financing with no down payment. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Pacific Grove, with its high property values near Monterey Bay, often requires VA loan specialists to navigate California-specific appraisal and escrow rules.
What Does a VA Loan Specialist in Pacific Grove Cost?
VA loan specialists in California typically charge origination fees between 0.5% and 1% of the loan amount. For a $500,000 home in Pacific Grove, this could be $2,500 to $5,000. Some specialists may also charge processing or underwriting fees of $500 to $1,000. The VA limits certain fees, so borrowers should ask for a detailed Loan Estimate. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Pacific Grove?
A VA loan specialist helps veterans determine eligibility, obtain a Certificate of Eligibility, and complete the loan application process. They also coordinate with local appraisers and title companies in Monterey County to meet VA requirements.
Are there California-specific rules for VA loans?
Yes, California has strict escrow and disclosure laws that apply to all home loans, including VA loans. The California Department of Financial Protection and Innovation oversees mortgage lenders, and VA loans in California must comply with state anti-predatory lending laws.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.