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Directory of va loan specialists in Oceanside, California. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Oceanside, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 va loan specialists in Oceanside, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Omni Military Loans
41 Douglas Dr Suite # 101, Oceanside, CA 92058
7604359990
Veteran Homeowners Club, Inc.
805 College Blvd Suite #103B, Oceanside, CA 92057
7603832140
North Coast Financial, Inc. Hard Money Lenders
2424 Vista Way UNIT 202, Oceanside, CA 92054
7607222991
Pacific Coast Home Mortgage & Real Estate Inc
900 Pier View Wy, Oceanside, CA 92054
8888937775
Home Mortgage Experts
2103 S El Camino Real #108, Oceanside, CA 92054
8664115472
Nick Rodriguez at CrossCountry Mortgage
805 College Blvd #103, Oceanside, CA 92057
6193043888
Military Mortgage Group
805 College Blvd Suite 103, Oceanside, CA 92057
7605475089
Golden Coast Loans, Inc.
3402 Piazza De Oro Way STE 250, Oceanside, CA 92056
9497057702
Mortgagehelpers
2110 S Coast Hwy # H, Oceanside, CA 92054
7604395243
What Does a VA Loan Specialist in Oceanside Cost?
VA loan specialist fees in California typically range from 0.5% to 1.5% of the loan amount, but many lenders do not charge a separate origination fee for VA loans. The VA funding fee for first-time use is 2.15% for regular military and 2.4% for reserves or National Guard, though it may be waived for disabled veterans. Other costs include appraisal fees (around $500 to $700) and title insurance. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Oceanside?
A VA loan specialist is a mortgage professional who focuses on VA-backed home loans. They guide veterans through eligibility, funding fees, and the unique requirements of VA loans in California.
What are the VA loan limits for Oceanside in 2025?
For 2025, VA loan limits in San Diego County, which includes Oceanside, are $1,149,825 for a single-family home. Veterans with full entitlement may not have a limit, but lenders often use this cap for conforming loans.
Can I use a VA loan to buy a condo in Oceanside?
Yes, but the condo complex must be VA-approved. Many Oceanside condos near the coast are on the VA list. Your specialist can check the status and help you find eligible properties.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.