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VA Loan Specialists in Morgan Hill, CA

Browse va loan specialists serving Morgan Hill, California. Contact information and addresses listed below.

18 agents listed
Updated May 2026
Morgan Hill, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 18 va loan specialists in Morgan Hill, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Global Mortgage
50 W Main Ave C, Morgan Hill, CA 95037
4087787144
Guild Mortgage - Diana Legaspi
17485 Monterey Rd Suites 206, 207, And 208, Morgan Hill, CA 95037
4082096328
Bobby Saadieh - Mortgage Loan Officer - Loan Depot
17500 Depot St, Morgan Hill, CA 95037
4085685019
Guild Mortgage - Jayson Stebbins
17485 Monterey Rd Suites 206, 207, And 208, Morgan Hill, CA 95037
4088250220
loanDepot
17500 Depot St ste. 170, Morgan Hill, CA 95037
4085086201
Guild Mortgage - Janene Towner Chernoff
17485 Monterey Rd Suites 206, 207, And 208, Morgan Hill, CA 95037
4088250250
Guild Mortgage - John Norgard
17485 Monterey Rd Suites 206, 207, And 208, Morgan Hill, CA 95037
4088250214
Guild Mortgage - Gelda Angel
17485 Monterey Rd Suites 206, 207, And 208, Morgan Hill, CA 95037
4086147070
loanDepot, LLC - Luis Renteria
17500 Depot St ste. 170, Morgan Hill, CA 95037
4087056492
Imelda Gonzalez Loan Officer 2351651
18525 Sutter Blvd Suite 210, Morgan Hill, CA 95037
4086088905
Ramin Ekhtiar at LoanDepot
17500 Depot St, Morgan Hill, CA 95037
4084317296
Land Home Financial Services - Morgan Hill
98 W 2nd St, Morgan Hill, CA 95037
4084793090
Lacey Sullivan at Guaranteed Rate Affinity (NMLS #281902)
950 Tennant Station, Morgan Hill, CA 95037
4083351008
Guild Mortgage Company
17485 Monterey Rd Suites 206, 207, And 208, Morgan Hill, CA 95037
4087828800
Skyline Home Loans
16264 Church St Ste.101, Morgan Hill, CA 95037
4087062340
Chase Home Lending
17599 Monterey St, Morgan Hill, CA 95037
4085518888
Martin Group Lending
16275 Monterey Rd suite k, Morgan Hill, CA 95037
4086579440
New American Funding - Silvia Perez
17190 Monterey Rd # 202, Morgan Hill, CA 95037
4083354430

VA loan specialists in Morgan Hill, California help veterans, active duty service members, and eligible surviving spouses obtain home financing with no down payment. California state law requires VA loan specialists to be licensed by the Department of Real Estate or the California Bureau of Real Estate. These professionals guide clients through the VA funding fee, county loan limits, and local property tax exemptions available in Santa Clara County.

What Does a VA Loan Specialist in Morgan Hill Cost?

VA loan specialists in California typically charge origination fees between 0.5% and 1% of the loan amount. Other costs include the VA funding fee, which ranges from 1.25% to 3.3% of the loan amount depending on your down payment and service category. Appraisal and escrow fees in Morgan Hill usually add 500 to 1,000 dollars. Costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Morgan Hill?
A VA loan specialist is a mortgage professional who focuses on VA-backed home loans. They help veterans understand eligibility, obtain a Certificate of Eligibility, and navigate the loan process in Morgan Hill and surrounding areas.
Do I need a specific credit score for a VA loan in California?
The VA does not set a minimum credit score, but most lenders in California require a score of at least 620. Each lender may have different requirements, so it is important to ask your specialist.
Are there California-specific benefits for VA loan borrowers?
Yes. California offers a property tax exemption for disabled veterans and surviving spouses. Additionally, some counties like Santa Clara have higher VA loan limits that affect how much you can borrow without a down payment.