Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 va loan specialists in Millbrae, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Buy Sell Loan, Inc. formerly Numis International Inc.
301 Broadway, Millbrae, CA 94030
6506976570
Norcal Capital Group, Inc
1369 El Camino Real, Millbrae, CA 94030
6507631924
US Bank Mortgage
Millbrae, CA 94030
8008722657
Mortgage Center Corp.
199 California Dr, Millbrae, CA 94030
6502590388
Bay Area Financing
1369 El Camino Real, Millbrae, CA 94030
5103815372
Mortgage, Bank of America
555 Broadway, Millbrae, CA 94030
6506515970
What Does a VA Loan Specialist in Millbrae Cost?
VA loan specialists in California typically charge an origination fee of 0.5% to 1.0% of the loan amount, though some may offer no fee options. Other costs include the VA funding fee (2.15% for first time use with no down payment) and third party fees like appraisal and title insurance. For a $800,000 home in Millbrae, total closing costs often range from $12,000 to $20,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Millbrae?
A VA loan specialist is a mortgage professional who helps veterans and active duty military obtain loans backed by the U.S. Department of Veterans Affairs. They guide you through eligibility, documentation, and the unique California property appraisal process.
Do I need a California specific VA loan specialist?
Yes, because California has its own laws affecting VA loans, such as the California Veterans Property Tax Exemption and specific escrow requirements. A local specialist understands Millbrae market conditions and San Mateo County recording rules.
What are the basic VA loan eligibility requirements in California?
You must have a valid Certificate of Eligibility from the VA, meet minimum service requirements, and use the loan for a primary residence. California does not impose additional state level eligibility rules beyond federal standards.