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Browse va loan specialists serving Los Altos, California. Contact information and addresses listed below.
18 agents listed
Updated May 2026
Los Altos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 18 va loan specialists in Los Altos, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Satish K Dadral - 450886 - Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
6505592022
Nicole Santizo at Rate (NMLS #582907)
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
6505840958
Jerome Sierra - 448230 - Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
6509962661
Tanya Click at Rate (NMLS #307893)
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
4087100265
Milestone Financial LLC
4962 El Camino Real STE 201, Los Altos, CA 94022
6503168970
Bee Wong at Rate (NMLS #281727)
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
4158600012
Andre Gutierrez at Rate (NMLS #251241)
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
4085085610
Gisele Chopaan - 459722 - Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
5109098942
Princeton Capital
161 S San Antonio Rd, Los Altos, CA 94022
6509472296
David L Baker - 448768 - Wells Fargo Home Mortgage
467 1st St Ste 100, Los Altos, CA 94022
6505592018
Rate
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
6505840958
Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
6505592018
Sean Ban - 1568126 - Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
4083096339
Candy Lew - Chase Home Lending Advisor - NMLS ID 694541
199 Main St, Los Altos, CA 94022
6503930338
U.S. Bank-Liz Park-Mortgage Loan Officer
U.S. Bank Area Served, Los Altos, CA 94022
6506272318
May Wu - 733753 - Wells Fargo Home Mortgage
467 1st St Ste 100, Los Altos, CA 94022
6505754428
Broker One Mortgage
95 1st St #120, Los Altos, CA 94022
6509494600
Chase Home Lending
199 Main St, Los Altos, CA 94022
6503930338
A VA loan specialist in Los Altos, California helps eligible veterans, active-duty service members, and surviving spouses obtain home financing with favorable terms. California law requires lenders to provide a Good Faith Estimate of closing costs within three days of a loan application. Los Altos is in Santa Clara County, where median home prices are high, so a specialist can guide you on conforming loan limits and VA funding fee exemptions.
What Does a VA Loan Specialist in Los Altos Cost?
Typical costs for a VA loan specialist in California include an origination fee of up to 1% of the loan amount, plus third-party fees for appraisal (USD 500 to USD 800), credit report (USD 30 to USD 50), and title insurance (USD 1,500 to USD 3,000). Closing costs in Los Altos may be higher due to local property tax and recording fees. Some specialists charge a flat fee of USD 500 to USD 1,000 for consultation. Note that costs vary by situation and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Los Altos?
You must have served 90 consecutive days of active service during wartime or 181 days during peacetime, or be a current active-duty member. Surviving spouses of veterans who died in service or from a service-connected disability may also qualify. California does not impose additional state-level eligibility rules beyond federal VA requirements.
How much is the VA funding fee in California?
The VA funding fee ranges from 1.25% to 3.3% of the loan amount for first-time use, depending on your down payment and service category. For subsequent use, the fee is higher. Veterans receiving VA disability compensation are exempt from the fee. This fee is set by federal law and applies uniformly across California.
Are there specific property requirements for VA loans in Los Altos?
The property must be your primary residence and meet VA minimum property requirements, including safety and structural soundness. In California, the home must also comply with state building codes and local zoning laws in Los Altos. A VA-approved appraiser will inspect the property to ensure it meets these standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.