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Looking for a va loan specialist in Lafayette? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Lafayette, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 va loan specialists in Lafayette, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CA Mortgage Pro: Jerry Siegel, Mortgage Broker
3059 Rohrer Dr, Lafayette, CA 94549
9253858621
Jenna Gray Benett at Rate (NMLS #245851)
3400 Mount Diablo Blvd Suite 3, Lafayette, CA 94549
9253223162
Rubicon Mortgage Fund, LLC
3575 Mount Diablo Blvd #215, Lafayette, CA 94549
9252838919
Evelyn Freitas at Rate (NMLS #247578)
3400 Mount Diablo Blvd Suite 3, Lafayette, CA 94549
5102544674
Jason Yui at Rate (NMLS #1426398)
3400 Mount Diablo Blvd Suite 3, Lafayette, CA 94549
5109032230
Classic Home Loans
3650 Mount Diablo Blvd #240, Lafayette, CA 94549
9252995390
Jeff Becker at Guaranteed Rate
3400 Mount Diablo Blvd Suite 3, Lafayette, CA 94549
9255511499
Steve Carlin at Rate (NMLS #241643)
3400 Mount Diablo Blvd Suite 3, Lafayette, CA 94549
9254084606
A VA loan specialist in Lafayette, California can help eligible veterans, active duty service members, and surviving spouses secure home financing. California law requires lenders to follow specific disclosure rules under the California Residential Mortgage Lending Act. Lafayette buyers often work with specialists who understand local property values in Contra Costa County and the unique aspects of VA appraisals in this area.
What Does a VA Loan Specialist in Lafayette Cost?
VA loan specialist fees in California vary by lender and service. Typical origination fees range from 0.5% to 1% of the loan amount. The VA funding fee for first-time use is 2.15% for regular military and 2.4% for Reserve or National Guard, with reduced rates for subsequent use. Some California lenders may charge flat fees between $500 and $1,500 for processing. Costs depend on loan size, property location, and individual circumstances. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Lafayette?
A VA loan specialist helps veterans understand their eligibility, complete the Certificate of Eligibility process, and find lenders familiar with California VA loan rules. They also guide clients through property requirements and funding fee exemptions.
Are there California-specific rules for VA loans?
Yes, California has specific escrow and title requirements under the California Civil Code. VA loans in California also follow state-specific property tax rules, including the possibility of a property tax exemption for disabled veterans.
How long does a VA loan process take in California?
The typical VA loan process in California takes 30 to 45 days from application to closing. This timeline can vary based on appraisal scheduling and the lender's workload in Contra Costa County.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.