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Find VA Loan Specialists Near You in La Mirada, CA

Directory of va loan specialists in La Mirada, California. Verify credentials with the state mortgage licensing authority before hiring.

6 agents listed
Updated May 2026
La Mirada, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 va loan specialists in La Mirada, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Broker | Adam Lafarga | Loan Officer | Southern California | Lender
14241 Firestone Blvd Ste 100, La Mirada, CA 90638
5627776895
Alterra Home Loans
14241 Firestone Blvd Suite 205, La Mirada, CA 90638
5629262401
Landmark Home Loans Jun Kim Sr Loan Consultant
14241 Firestone Blvd Suite 210, La Mirada, CA 90638
9092925001
Trt Home Loans
15744 Imperial Hwy., La Mirada, CA 90638
6268588626
First Banc Home Loans
14241 E, Firestone Blvd Suite 400, La Mirada, CA 90638
8886349024
Avenue Mortgage
5539, 14241 Firestone Blvd # 110, La Mirada, CA 90638
5622299399

VA loan specialists in La Mirada help veterans and active duty service members obtain home financing with no down payment and competitive interest rates. California law provides additional protections for veterans, including a state property tax exemption for disabled veterans. La Mirada is part of Orange County, where VA loan limits are higher than the national standard due to local housing costs.

What Does a VA Loan Specialist in La Mirada Cost?

VA loan specialists in California typically charge an origination fee of 0.5% to 1% of the loan amount. Third-party costs such as appraisal and title fees range from $500 to $1,500. The VA funding fee for first-time use is 2.15% of the loan amount for regular military, reduced for subsequent use. Costs vary by lender and property type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in La Mirada?
A VA loan specialist is a mortgage professional who guides veterans through the VA home loan process. They help with Certificate of Eligibility, lender requirements, and California-specific closing procedures.
What are the eligibility requirements for a VA loan in California?
You must meet service time requirements set by the VA, such as 90 days of active service during wartime or 181 days during peacetime. California does not add extra state-level eligibility rules beyond federal standards.
Are there California-specific fees for VA loans?
California charges a documentary transfer tax on property sales, which may apply to VA loans. The VA funding fee is a federal charge, but disabled veterans may be exempt. Local county fees vary.