ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse va loan specialists serving Half Moon Bay, California. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Half Moon Bay, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 va loan specialists in Half Moon Bay, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bank of America Financial Center
620 Main St, Half Moon Bay, CA 94019
6507264476
Vista Loans
426 St Joseph Ave, Half Moon Bay, CA 94019
8774563321
Tri Counties Bank
756 Main St, Half Moon Bay, CA 94019
6507266373
U.S. Bank Branch
50 Cabrillo Hwy N, Half Moon Bay, CA 94019
6507269026
Monterra Credit Union
40 Cabrillo Hwy N, Half Moon Bay, CA 94019
6503631725
A VA loan specialist in Half Moon Bay, California can help veterans and active duty service members navigate the unique requirements of VA-backed home loans. California law provides additional protections for veterans, including a property tax exemption for disabled veterans. The local housing market in Half Moon Bay often requires specialized knowledge of coastal property values and flood zone considerations.
What Does a VA Loan Specialist in Half Moon Bay Cost?
VA loan specialist fees in California typically range from 0% to 1% of the loan amount, though some specialists charge a flat fee of $500 to $1,500. The VA funding fee for first-time use is 2.15% of the loan amount for regular military and 2.4% for Reserve or National Guard, with reduced rates for subsequent uses. Costs vary by situation and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Half Moon Bay?
A VA loan specialist is a mortgage professional who focuses on VA-backed home loans for veterans and military families. They understand California specific rules, including the CalVet loan program and local property tax exemptions for disabled veterans.
What are the VA loan eligibility requirements in California?
To qualify for a VA loan in California, you must meet service requirements set by the U.S. Department of Veterans Affairs. This typically includes 90 days of active service during wartime or 181 days during peacetime, or 6 years in the National Guard or Reserves.
Are there California specific benefits for VA loan borrowers?
Yes, California offers a disabled veteran property tax exemption for those with a 100% service-connected disability. Additionally, the CalVet home loan program provides alternative financing for veterans who may not qualify for a standard VA loan.
Free • No Obligation
Compare VA Loan Specialists
Get matched with agents in Half Moon Bay who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.