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Find VA Loan Specialists Near You in Granada Hills, CA

Compare va loan specialists in Granada Hills. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Granada Hills, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 va loan specialists in Granada Hills, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loans By Carl - Home Loans
10315 Woodley Ave Ste 119, Granada Hills, CA 91344
3108773612
3CALoan
10348 Gloria Ave, Granada Hills, CA 91344
8183225626
Simply Mortgage
15650 Devonshire St Suite 202, Granada Hills, CA 91344
8188104646

VA loan specialists in Granada Hills help eligible veterans, active duty service members, and surviving spouses secure home financing with no down payment. California law requires lenders to follow specific disclosure rules under the California Residential Mortgage Lending Act. Local specialists understand Granada Hills market conditions and can guide you through the Certificate of Eligibility process.

What Does a VA Loan Specialist in Granada Hills Cost?

Typical costs for a VA loan specialist in California include an origination fee of up to 1 percent of the loan amount, plus third-party fees for appraisal, credit report, and title insurance. The VA funding fee ranges from 1.25 percent to 3.3 percent of the loan amount, depending on your down payment and service category. In Granada Hills, average closing costs often fall between 3000 and 8000 dollars. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Granada Hills?
A VA loan specialist is a licensed mortgage professional who focuses on VA-backed home loans. They help veterans and military families navigate the application process, including obtaining a Certificate of Eligibility and meeting California property appraisal standards.
Do I need a specific credit score for a VA loan in California?
The VA does not set a minimum credit score, but most lenders in California require at least 620. Some specialists may work with lower scores if other factors are strong. Each lender sets its own underwriting guidelines.
Are there California-specific rules for VA loans?
Yes. California requires lenders to provide a Good Faith Estimate and a Loan Estimate within three business days of application. The state also has strict rules about prepayment penalties and escrow accounts under California Civil Code Section 2954.9.