Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 va loan specialists in Gardena, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Blue Vista Mortgage
18321 S Western Ave # J, Gardena, CA 90248
3108180270
Gardena VA Clinic
1149 W 190th St, Gardena, CA 90248
3108514705
RTI Bridge Loans
19300 S Hamilton Ave #220, Gardena, CA 90248
5628572285
Inspire Home Loans - Gardena, CA
16921 S Western Ave UNIT 101, Gardena, CA 90247
3102172351
Mortgage America
18726 S Western Ave #406, Gardena, CA 90248
3109846638
Chase Home Lending
1301 W Redondo Beach Blvd, Gardena, CA 90247
5629235930
Centsable Mortgage
1212 W Gardena Blvd, Gardena, CA 90247
3104641144
What Does a VA Loan Specialist in Gardena Cost?
Typical costs for a VA loan specialist in California include an origination fee of up to 1 percent of the loan amount. The VA funding fee ranges from 1.25 to 3.3 percent of the loan amount for first-time use, depending on down payment and service category. Appraisal fees in Gardena usually cost between 500 and 800 dollars. Other closing costs such as title insurance and recording fees vary by lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Gardena?
Eligibility requires meeting VA service requirements, typically 90 days of active duty during wartime or 181 days during peacetime. You must have a valid Certificate of Eligibility. California does not impose additional state-level eligibility rules beyond federal VA guidelines.
How does the California property tax exemption work for VA loan borrowers?
California offers a disabled veterans property tax exemption under Revenue and Taxation Code Section 205. This exemption applies to the first 100,000 dollars of assessed value for veterans with a 100 percent service-connected disability. You must apply with the Los Angeles County Assessor.
Are there any specific VA loan limits for Gardena in 2025?
For 2025, VA loan limits in Los Angeles County, including Gardena, are 1,209,750 dollars for a single-family home. This limit applies to borrowers with full entitlement. Those with remaining entitlement may have lower limits. Check with a specialist for your specific situation.