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Find VA Loan Specialists Near You in Foothill Ranch, CA
Looking for a va loan specialist in Foothill Ranch? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Foothill Ranch, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 va loan specialists in Foothill Ranch, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Valorem Lending
26672 Towne Centre Dr Ste 125, Foothill Ranch, CA 92610
8558256736
SoCal Purchase Loans
26632 Towne Centre Dr Suite 301, Foothill Ranch, CA 92610
8584013332
VA loan specialists in Foothill Ranch, California assist veterans and active duty service members with obtaining home loans backed by the Department of Veterans Affairs. California law provides additional protections for veterans, including a property tax exemption for disabled veterans under Revenue and Taxation Code Section 205.5. Foothill Ranch offers convenient access to VA loan services in Orange County.
What Does a VA Loan Specialist in Foothill Ranch Cost?
VA loan specialist fees in California typically range from 1% to 3% of the loan amount, though some charge a flat fee between $1,000 and $3,000. The VA funding fee for first-time use is 2.15% for regular military and 2.4% for Reserve or National Guard. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Foothill Ranch?
A VA loan specialist is a mortgage professional who helps veterans and military members navigate the VA home loan process. They assist with eligibility, funding fees, and California-specific requirements like county loan limits.
Are there California-specific rules for VA loans?
Yes, California has unique rules such as the CalVet loan program for eligible veterans. VA loans in California also require a funding fee unless the borrower has a service-connected disability.
How do I qualify for a VA loan in Foothill Ranch?
You must have a valid Certificate of Eligibility from the VA and meet service requirements. California lenders also check credit and income, but VA loans do not require a down payment.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.