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Find VA Loan Specialists in Escondido, CA

Looking for a va loan specialist in Escondido? Review the directory below to compare your options.

8 agents listed
Updated May 2026
Escondido, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 va loan specialists in Escondido, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chris Wagner - American Pacific Mortgage
401 S Ivy St, Escondido, CA 92025
7608457350
Robison Home Loans
128 E Grand Ave #212, Escondido, CA 92025
8582645748
Countywide Mortgage Lending
100 S Escondido Blvd, Escondido, CA 92025
7607467388
Jim Kabellis
411 S Ivy St, Escondido, CA 92025
7607433290
Paul Donovan- The Donovan Group/ HFC Lending
500 La Terraza Blvd Suite 150 #6157, Escondido, CA 92025
7609890444
David Cummins, American Pacific Mortgage
411 S Ivy St, Escondido, CA 92025
6195086496
Stephen Testa II - The Mortgage Dad
100 S Escondido Blvd, Escondido, CA 92025
7607467388
Borna Eftekari Senior Mortage Loan Officer
425 W 5th Ave Ste 205, Escondido, CA 92025
8582258586

A VA loan specialist in Escondido, California can help veterans, active duty service members, and eligible surviving spouses navigate the VA home loan program. Escondido is in San Diego County, where property values and local housing rules can affect loan limits and funding fees. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a VA Loan Specialist in Escondido Cost?

VA loan specialists in California may charge a flat fee or an hourly rate. Typical flat fees range from 500 to 1,500 dollars for consultation and document review. Some specialists work on a commission basis paid by the lender. Funding fees for VA loans in California range from 1.4 percent to 3.6 percent of the loan amount, depending on your down payment and whether it is your first use. Costs vary by situation and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Escondido?
A VA loan specialist guides you through the VA loan process, including obtaining your Certificate of Eligibility, understanding funding fees, and finding lenders who offer VA loans. They also help with local property requirements and escrow rules specific to California.
Do I need a California specific VA loan specialist?
Yes, because California has unique property tax rules, such as Proposition 13, and local escrow and title insurance requirements. A specialist familiar with Escondido and San Diego County can help you avoid delays.