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Looking for a va loan specialist in El Cajon? Review the directory below to compare your options.
5 agents listed
Updated May 2026
El Cajon, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 va loan specialists in El Cajon, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG
846 E Washington Ave, El Cajon, CA 92020
6194449993
Granite Mortgage, Inc.
2614 Navajo Rd, El Cajon, CA 92020
6197189909
Ratesale.com
1297 W Main St, El Cajon, CA 92020
6197975626
Consolidated Lenders Group, Inc
2037 Shire Dr, El Cajon, CA 92019
6194471417
Veteran Mortgage
500 Fesler St # 207, El Cajon, CA 92020
6192006700
VA loan specialists in El Cajon, California assist veterans, active duty service members, and eligible surviving spouses with obtaining VA-backed home loans. California law requires lenders to provide specific disclosures under the California Residential Mortgage Lending Act. El Cajon offers a range of housing options, and a local specialist can help navigate county-specific property tax exemptions and VA funding fee rules.
What Does a VA Loan Specialist in El Cajon Cost?
VA loan specialists typically charge a flat fee or a percentage of the loan amount. In California, fees can range from 500 to 2,500 dollars for consultation and document preparation, though some specialists offer free initial consultations. Lender origination fees and third-party costs like appraisal and title insurance also apply. These costs vary by lender and loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in El Cajon do?
A VA loan specialist helps you understand eligibility, obtain a Certificate of Eligibility, and find a lender who offers VA loans. They also guide you through California-specific requirements like the Homeowner Bill of Rights and local property tax exemptions for disabled veterans.
Are there California-specific rules for VA loans?
Yes, California has a state-level property tax exemption for disabled veterans and surviving spouses under Revenue and Taxation Code Section 205.5. Also, California law requires lenders to provide a good faith estimate and a loan estimate within three business days of application.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.