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Showing 3 va loan specialists in Duarte, CA
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Stephen M Cabral - Mortgage Broker, nmls#1986872
3033 Gardi St, Duarte, CA 91010
6262635455
Mortgage, Bank of America
1440 E Huntington Dr, Duarte, CA 91010
6262634037
Chase Mortgage
1000 E Huntington Dr, Duarte, CA 91010
6263572518
What Does a VA Loan Specialist in Duarte Cost?
Typical costs for a VA loan specialist in Duarte, California range from zero to a flat fee of 500 to 1500 dollars, or a percentage of the loan amount up to 1 percent. The lender may charge origination fees, appraisal fees, and title insurance. California law does not cap these fees but requires clear disclosure on the Loan Estimate form. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Duarte?
You must have satisfactory credit, sufficient income, and a valid Certificate of Eligibility from the VA. Service requirements include 90 days of active service during wartime or 181 days during peacetime. National Guard and Reserve members may qualify after six years of service.
Can I use a VA loan to buy a condo in Duarte?
Yes, but the condo complex must be VA-approved. The VA requires that at least 50 percent of the units be owner-occupied and that the homeowners association have no pending litigation. Your specialist can verify if a specific Duarte complex is on the VA approved list.
Is there a funding fee for VA loans in California?
Yes, the VA funding fee applies unless you are exempt due to a service-connected disability. For first-time use with no down payment, the fee is 2.15 percent of the loan amount. This fee can be rolled into the loan amount or paid at closing.