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Compare va loan specialists in Ceres. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Ceres, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 va loan specialists in Ceres, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Celena Villarreal
2840 Robmar Ct, Ceres, CA 95307
2096028030
Professional Mortgage Associates
3641 Mitchell Rd # A1, Ceres, CA 95307
2095381303
Mortgage, Bank of America
2617 Mitchell Rd, Ceres, CA 95307
2092873283
A VA loan specialist in Ceres, California helps eligible veterans, active duty service members, and surviving spouses secure home financing with no down payment. California law provides additional protections for VA loan borrowers, including specific procedures for default and foreclosure under California Civil Code Section 2924. The local real estate market in Ceres offers affordable housing options compared to nearby cities like Modesto.
What Does a VA Loan Specialist in Ceres Cost?
Typical costs for a VA loan specialist in Ceres, California range from 500 to 1,500 dollars for origination and processing fees. The VA funding fee is 2.15 percent for first-time use with zero down payment, and 3.3 percent for subsequent use. Other costs include appraisal fees around 500 to 700 dollars and title insurance fees varying by property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Ceres?
To qualify for a VA loan in Ceres, you must meet service requirements set by the U.S. Department of Veterans Affairs. This includes a minimum period of active duty service or service in the National Guard or Reserves. You also need a valid Certificate of Eligibility (COE) from the VA.
Can I use a VA loan to buy a multi-unit property in Ceres?
Yes, you can use a VA loan to purchase a multi-unit property such as a duplex, triplex, or fourplex in Ceres. However, you must occupy one of the units as your primary residence. The property must also meet VA minimum property requirements.
Are there any California-specific fees for VA loans in Ceres?
California does not impose state-specific fees on VA loans, but you may encounter local transfer taxes and recording fees. The VA funding fee applies unless you are exempt due to a service-connected disability. California law limits certain closing costs for VA loans under the California Military and Veterans Code.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.