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Showing 2 va loan specialists in Belmont, CA
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U.S. Bank-Lucy Ta-Mortgage Loan Officer
U.S. Bank Area Served, Belmont, CA 94002
6508712853
Mark Baldwin - Chase Home Lending Advisor - NMLS ID 899022
1888 Ralston Ave, Belmont, CA 94002
6506707515
What Does a VA Loan Specialist in Belmont Cost?
VA loan specialist fees in California typically range from 0.5 percent to 1.5 percent of the loan amount for origination and processing. Some specialists charge a flat fee between 500 and 1500 dollars. The VA funding fee for first-time use is 2.15 percent for regular military and 2.4 percent for reserves or National Guard, though this fee may be waived for disabled veterans. Costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Belmont?
A VA loan specialist is a licensed mortgage professional who helps veterans and active duty service members obtain VA-backed home loans. They guide you through the certificate of eligibility process and ensure the property meets VA minimum property requirements in Belmont.
What are the California-specific benefits for VA loan borrowers?
California offers property tax exemptions for disabled veterans under the California Revenue and Taxation Code. Also, the state allows for a partial exemption on the homeowners property tax for qualifying veterans. These benefits can reduce your overall housing costs.
How do I qualify for a VA loan in Belmont California?
You must meet VA service requirements and obtain a certificate of eligibility from the VA. In California, you also need a valid credit history and sufficient income to cover the loan payments. The property must be your primary residence and pass a VA appraisal.