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Compare va loan specialists in Phoenix. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Phoenix, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 20 va loan specialists in Phoenix, AZ
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Most VA loan specialists in Phoenix do not charge a fee directly to the borrower; their compensation comes from the lender at closing. Typical lender fees for originating a VA loan range from 0.5% to 1.0% of the loan amount. The VA funding fee, required by the Department of Veterans Affairs, is 2.15% for first-time use with zero down payment and 3.3% for subsequent use. This fee is reduced for veterans with a service-connected disability. Costs vary by lender and loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Phoenix do?
A VA loan specialist helps veterans understand eligibility, obtain a Certificate of Eligibility, and find lenders who offer VA loans. They also explain Arizona-specific rules like the veteran property tax exemption for those with a service-connected disability.
Are there Arizona laws that affect VA loans?
Yes. Arizona law allows a property tax exemption for disabled veterans based on disability rating. Also, Arizona does not have a state transfer tax on real estate, which can lower closing costs for VA loan borrowers in Phoenix.
How do I find a qualified VA loan specialist in Phoenix?
Look for specialists who are licensed mortgage loan originators in Arizona and have experience with VA loans. You can check the Arizona Department of Insurance and Financial Institutions for license verification.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.