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Find VA Loan Specialists Near You in Hoover, AL

Browse va loan specialists serving Hoover, Alabama. Contact information and addresses listed below.

10 agents listed
Updated May 2026
Hoover, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 10 va loan specialists in Hoover, AL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heights Finance
2125 Data Office Dr # 102, Hoover, AL 35244
2057334228
Hometown Lenders, Inc.
501 Riverchase Pkwy E, Hoover, AL 35244
2059897171
Cahaba Mortgage
2 Chase Corporate Dr #30, Hoover, AL 35244
2053941764
Creative 1st Mortgage
3245 Lorna Rd, Hoover, AL 35216
2055309500
Trey Horton Mortgage
1 Chase Corporate Dr # 400, Hoover, AL 35244
2052968741
Amanda Blalock - NMLS 368815
3245 Lorna Rd, Hoover, AL 35216
2054471990
Tracy Gillen Team, Benchmark Mortgage
100 Concourse Pkwy Suite 130, Hoover, AL 35244
2055865852
Jessica Peace- LoanDepot
4524 Southlake Pkwy # 2, Hoover, AL 35244
2052969073
Ascend Mortgage Group, LLC
200 Chase Park S #107, Hoover, AL 35244
2253246688
Stockton Mortgage
Riverchase Office Plaza Building 1 Suite 204, Hoover, AL 35244
2058598859

VA loan specialists in Hoover Alabama help veterans active duty service members and eligible surviving spouses secure home financing with no down payment. Alabama law requires all mortgage loan originators to hold a state license through the Alabama Banking Department. Local specialists understand Hoover real estate trends and can guide you through the VA appraisal process for homes in Shelby and Jefferson counties.

What Does a VA Loan Specialist in Hoover Cost?

Typical costs for a VA loan specialist in Alabama include an origination fee of up to 1 percent of the loan amount and a VA funding fee of 2.15 percent for first time use with zero down. Third party costs such as appraisal and title fees range from $500 to $1,500. Costs vary by situation and lender. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a VA loan in Hoover Alabama?
You must have served 90 consecutive days of active service during wartime or 181 days during peacetime. National Guard and Reserve members need six years of service. Alabama does not have state specific eligibility rules beyond federal VA requirements.
Is there a limit on how much I can borrow with a VA loan in Hoover?
For 2024 the VA loan limit in Jefferson County is $766,550 for a single family home. If you have full entitlement there is no limit but you may need a down payment for loans above this amount. Check with your specialist for current limits.
Can I use a VA loan to buy a condo in Hoover Alabama?
Yes but the condo complex must be on the VA approved list. Hoover has several approved developments. Your specialist can verify if the property meets VA requirements before you make an offer.