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Find Reverse Mortgage Specialists Near You in Rock Springs, WY
Compare reverse mortgage specialists in Rock Springs. Review contact information and insurance categorys before you decide.
11 agents listed
Updated May 2026
Rock Springs, WY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wyoming before hiring.
Showing 11 reverse mortgage specialists in Rock Springs, WY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
2632 Foothill Blvd Suite 202, Rock Springs, WY 82901
3074662139
Angela Salazar Loan Originator NMLS 1390007 American Pacific Mortgage Rock Springs WY
2620 Commercial Way Suite 160, Rock Springs, WY 82901
3073898188
Wyoming Wealth Management LLC
2620 Commercial Way #100, Rock Springs, WY 82901
3073821177
Franklin Prestige Mortgage
2632 Commercial Way, Rock Springs, WY 82901
3077760179
Hannah Davis
2632 Foothill Blvd Suite 202, Rock Springs, WY 82901
3073710883
RSNB Bank Mortgage Loan Department
200 2nd St, Rock Springs, WY 82901
3073628801
Reverse mortgage specialists in Rock Springs Wyoming help seniors access home equity through FHA-insured Home Equity Conversion Mortgages. Wyoming law requires borrowers to receive third-party counseling from a HUD-approved agency before closing. Rock Springs homeowners can use proceeds for home repairs medical expenses or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Rock Springs Cost?
Typical costs for a reverse mortgage in Wyoming include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees for appraisal title and recording. Total closing costs often range from 5 000 to 12 000 depending on home value and lender. Wyoming does not impose state-specific taxes on these loans. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Rock Springs Wyoming?
Borrowers must be at least 62 years old. If married a non-borrowing spouse under 62 may remain in the home after the borrowing spouse passes away under certain FHA rules. Wyoming does not have additional age restrictions beyond federal requirements.
Are reverse mortgage proceeds taxable in Wyoming?
Reverse mortgage proceeds are not considered income by the IRS or the state of Wyoming. They do not affect Social Security or Medicare benefits. However proceeds may impact need-based programs like Medicaid if not spent within the same month.
What happens to the home after the borrower dies in Rock Springs?
The loan becomes due when the last borrower dies sells the home or moves out permanently. Heirs can repay the loan or sell the home for at least 95 percent of its appraised value. Wyoming probate laws may apply if the estate does not have a will.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wyoming.