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Browse reverse mortgage specialists serving Laramie, Wyoming. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Laramie, WY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wyoming before hiring.
Showing 11 reverse mortgage specialists in Laramie, WY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corp - Lee Lowrey, MBA
410 Grand Ave Suite 311, Laramie, WY 82070
3078995686
The Mortgage Source Inc
414 E Lewis St, Laramie, WY 82072
3077551592
Choice One Mortgage Inc
526 Regency Dr Suite 203, Laramie, WY 82070
3077423036
First Interstate Bank
221 E Ivinson Ave, Laramie, WY 82070
3077214600
Markle Financial
506 S 21st St #101, Laramie, WY 82070
3077211725
Money Lenders
1660 N 4th St, Laramie, WY 82072
3077551744
Edward Jones - Financial Advisor: Tony Layson Jr, CFP®|AAMS®|CKA®
410 E Lyon St, Laramie, WY 82072
3073132168
Dan Pasman - Union Home Mortgage
208 Grand Ave, Laramie, WY 82070
3072238852
Edward Jones - Financial Advisor: Steve Gosar, CFP®|AAMS®
501 S 5th St, Laramie, WY 82070
3077423739
Edward Jones - Financial Advisor: Jim Ninnemann, CFP®|AAMS®
1267 N 15th St Suite 91, Laramie, WY 82072
3077426630
Union Home Mortgage
208 Grand Ave, Laramie, WY 82072
3072238852
A reverse mortgage specialist in Laramie Wyoming helps homeowners aged 62 and older convert part of their home equity into tax-free funds. In Wyoming reverse mortgages are regulated under federal HUD guidelines and state law requires lenders to provide clear disclosures. Laramie residents can use these funds for home repairs medical expenses or daily living costs while retaining home ownership.
What Does a Reverse Mortgage Specialist in Laramie Cost?
Typical costs for a reverse mortgage specialist in Wyoming include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent upfront and annual premiums of 0.5 percent. Third-party costs such as appraisal title search and recording fees usually range from 2000 to 5000 dollars. These costs are often financed into the loan rather than paid out of pocket. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Laramie Wyoming?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and you must meet with a HUD-approved counselor before applying. Wyoming law does not add extra age or income requirements beyond federal rules.
How much money can I get from a reverse mortgage in Laramie?
The amount depends on your age the appraised value of your home and current interest rates. In Laramie typical loan amounts range from 40 to 60 percent of the home value for borrowers age 62. Older borrowers generally qualify for a higher percentage.
Are reverse mortgage proceeds taxable in Wyoming?
No reverse mortgage proceeds are not considered taxable income by the IRS or the state of Wyoming. Wyoming has no state income tax so you do not owe any state tax on the funds you receive. However interest on the loan is not tax deductible until you pay it back.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wyoming.