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Reverse Mortgage Specialists in Wisconsin Rapids, WI
Compare reverse mortgage specialists in Wisconsin Rapids. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Wisconsin Rapids, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 10 reverse mortgage specialists in Wisconsin Rapids, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jason Kraemer - Private Wealth Advisor, Ameriprise Financial Services, LLC
111 24th St S Ste 101, Wisconsin Rapids, WI 54494
7154241886
Thomas Glavin - Private Wealth Advisor, Ameriprise Financial Services, LLC
111 24th St S Ste 101, Wisconsin Rapids, WI 54494
7154243100
Matthew Casper - Thrivent
3930 8th St S Ste 204, Wisconsin Rapids, WI 54494
7157120675
US Bank Mortgage
3520 8th St S, Wisconsin Rapids, WI 54494
8008722657
Financial Solutions Central Wisconsin
4011 8th St S Suite 1, Wisconsin Rapids, WI 54494
7157120530
A reverse mortgage specialist in Wisconsin Rapids can help homeowners age 62 and older access home equity without monthly payments. Wisconsin law requires mandatory counseling through a HUD-approved agency before you apply. Local specialists guide you through the FHA-insured Home Equity Conversion Mortgage process specific to Wood County.
What Does a Reverse Mortgage Specialist in Wisconsin Rapids Cost?
Typical costs for a reverse mortgage in Wisconsin include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and appraisal fees around 400 to 600 dollars. Closing costs generally range from 2,000 to 5,000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and eligibility requirements for a reverse mortgage in Wisconsin Rapids?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence in Wisconsin Rapids. You also need to complete HUD-approved counseling first.
Are reverse mortgage proceeds taxable in Wisconsin?
No, reverse mortgage proceeds are not considered income for state or federal tax purposes. However, interest on the loan is not deductible until you pay it back. Consult a tax professional for your situation.
What happens to the reverse mortgage when the borrower moves out or passes away?
The loan becomes due when the last borrower leaves the home permanently or dies. Heirs have up to 30 days to decide to pay off the loan or sell the home. Wisconsin law gives heirs an additional six months to arrange financing if needed.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wisconsin.