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Find Reverse Mortgage Specialists in River Falls, WI
Browse reverse mortgage specialists serving River Falls, Wisconsin. Contact information and addresses listed below.
15 agents listed
Updated May 2026
River Falls, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 15 reverse mortgage specialists in River Falls, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Aaron Ellefson-Citywide Home Mortgage
1048 N Main St, River Falls, WI 54022
7159771900
WESTconsin Credit Union
1207 N Main St, River Falls, WI 54022
8009240022
Royal Credit Union - River Falls
1150 N Main St, River Falls, WI 54022
8003419911
First National Bank Of River Falls
104 E Locust St, River Falls, WI 54022
7154252401
Edward Jones - Financial Advisor: Kendra E Sievers, CFP®|AAMS®
714 N Main St Unit A, River Falls, WI 54022
7156291116
The Massa Mortgage Team
124 N Main St, River Falls, WI 54022
6517648289
River Falls State Bank
124 S 2nd St, River Falls, WI 54022
7154256782
Kris Richard at Citywide (NMLS #1401375)
1048 N Main St, River Falls, WI 54022
5072694380
David Wahrenbrock at Citywide (NMLS #286578)
1048 N Main St, River Falls, WI 54022
7153043207
Credent Wealth Management - River Falls
111 W Walnut St, River Falls, WI 54022
7154250305
Financial Strategies Group
710 N Main St #102, River Falls, WI 54022
7154252408
Lisa Ziebarth
1048 N Main St, River Falls, WI 54022
6512353128
Lisa Ziebarth at Citywide (NMLS #479262)
1048 N Main St, River Falls, WI 54022
6512353128
Edward Jones - Financial Advisor: Brian McQuade, ChFC®|AAMS®
117 E Maple St, River Falls, WI 54022
7154259278
Edward Jones - Financial Advisor: Jim Williamson
258 1/2 Riverside Dr, River Falls, WI 54022
7154266652
A reverse mortgage specialist in River Falls, Wisconsin helps homeowners aged 62 and older convert home equity into tax-free funds. Wisconsin law requires all reverse mortgage lenders to provide state-specific counseling and a detailed disclosure statement before loan approval. This service is especially useful for seniors in Pierce County who want to stay in their homes while supplementing retirement income.
What Does a Reverse Mortgage Specialist in River Falls Cost?
Typical costs for a reverse mortgage in Wisconsin include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the home value, and third-party fees such as appraisal and title search totaling $500 to $1,500. Annual costs include a 0.5% mortgage insurance premium and servicing fees. Total closing costs usually range from $2,000 to $8,000 depending on the loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and property requirements for a reverse mortgage in River Falls?
Borrowers must be at least 62 years old and own the home as their primary residence. The property must be a single-family home, a 2-4 unit building with one unit occupied by the borrower, or a FHA-approved condominium in River Falls.
Do I need counseling before getting a reverse mortgage in Wisconsin?
Yes, Wisconsin law mandates that all borrowers complete a counseling session with a HUD-approved counselor before applying. The session covers loan terms, costs, and alternatives. You can find a counselor through the Wisconsin Department of Financial Institutions.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wisconsin.