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Looking for a reverse mortgage specialist in Onalaska? Review the directory below to compare your options.
13 agents listed
Updated May 2026
Onalaska, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 13 reverse mortgage specialists in Onalaska, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Todd Vercruysse, Mortgage Lender- Union Home Mortgage
1613 Main St Ste 3, Onalaska, WI 54650
6084675803
Imagine Home Lending
1037 Riders Club Rd, Onalaska, WI 54650
6087793100
Heights Finance
605 2nd Ave S STE 120, Onalaska, WI 54650
6087839870
Financialoscopy Inc
1401 Main St, Onalaska, WI 54650
6087825433
Jeff Thompson - Granite Mortgage
115 10th Ave S #102, Onalaska, WI 54650
6083974356
Cliff Amundson, Mortgage Lender - Union Home Mortgage
2850 Midwest Dr STE 100, Onalaska, WI 54650
6082055467
Northwestern Mutual | Wayfinder Wealth Strategies - Jeremy Moritz
2737 National Dr, Onalaska, WI 54650
6087793785
Supreme Lending Onalaska
929 Riders Club Rd, Onalaska, WI 54650
6083863532
Compeer Financial
207 Marcou Rd, Onalaska, WI 54650
6088716121
Republic Finance
1226 Crossing Meadows Dr Suite C, Onalaska, WI 54650
6089030475
US Bank Mortgage
1260 Crossing Meadows Dr, Onalaska, WI 54650
8008722657
Erik Beach - Old National Bank
2570 Midwest Dr, Onalaska, WI 54650
6087915645
Supreme Lending Wisconsin
114 2nd Ave N, Onalaska, WI 54650
6083863532
A reverse mortgage specialist in Onalaska, Wisconsin helps homeowners aged 62 and older convert home equity into tax-free funds. Wisconsin law requires borrowers to complete a HUD-approved counseling session before applying for a Home Equity Conversion Mortgage (HECM). Local specialists guide clients through the process while ensuring compliance with state and federal rules.
What Does a Reverse Mortgage Specialist in Onalaska Cost?
Typical costs for a reverse mortgage specialist in Wisconsin include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the home value, and third-party fees such as appraisal and title search ranging from $500 to $1,500. Annual mortgage insurance premiums are 0.5% of the loan balance. Costs vary by loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Onalaska Wisconsin?
Borrowers must be at least 62 years old. If married, a younger spouse may be eligible for a deferral option under HUD rules. The home must be the primary residence.
Do I need counseling before getting a reverse mortgage in Wisconsin?
Yes, Wisconsin law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
What property types qualify for a reverse mortgage in Onalaska?
Single-family homes, HUD-approved condominiums, and manufactured homes that meet FHA standards qualify. The property must be in good condition and located in Onalaska or surrounding areas. Two-to-four unit properties also qualify if the borrower occupies one unit.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wisconsin.