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Find Reverse Mortgage Specialists Near You in Howard, WI

Browse reverse mortgage specialists serving Howard, Wisconsin. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Howard, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 2 reverse mortgage specialists in Howard, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Union Home Mortgage - Kaukauna
2332 Southern Cross Rd, Howard, WI 54303
5136009003
Custom Mortgage Solutions
2945 Shawano Ave, Howard, WI 54313
9206614091

A reverse mortgage specialist in Howard, Wisconsin can help homeowners aged 62 and older access home equity without monthly payments. Wisconsin law requires borrowers to complete HUD-approved counseling before applying. Howard residents often use these loans to supplement retirement income or cover home repairs.

What Does a Reverse Mortgage Specialist in Howard Cost?

Typical costs for a reverse mortgage specialist in Wisconsin include an origination fee of up to 2 percent of the home value (capped at 6000 dollars), a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. Total closing costs often range from 5000 to 12000 dollars. Costs vary by loan type and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Howard Wisconsin?
Borrowers must be at least 62 years old. The youngest spouse must also meet this age requirement if both names are on the loan. Wisconsin law does not change this federal rule.
Do I need counseling before getting a reverse mortgage in Wisconsin?
Yes. Wisconsin requires all borrowers to attend a counseling session with a HUD-approved counselor. This session must happen before you submit your application. The counselor will explain loan terms and alternatives.
Can I lose my home with a reverse mortgage in Howard?
You can lose your home if you fail to pay property taxes or homeowners insurance, or if you stop living in the home for more than 12 months. Wisconsin law gives you a 30-day notice to cure any default before foreclosure starts.