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Compare Reverse Mortgage Specialists in Hartford, WI

Looking for a reverse mortgage specialist in Hartford? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Hartford, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 3 reverse mortgage specialists in Hartford, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Edward Jones - Financial Advisor: Byron M Schuster
937B E Sumner St, Hartford, WI 53027
2626706907
Edward Jones - Financial Advisor: Andrew M Rux, AAMS®|CRPC™
110 Pike Lake Dr Suite A, Hartford, WI 53027
2623834456
US Bank Mortgage
1472 E Sumner St, Hartford, WI 53027
8008722657

A reverse mortgage specialist in Hartford Wisconsin helps homeowners aged 62 and older convert part of their home equity into tax-free funds without selling their home. Wisconsin law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists in Hartford can guide you through the process and explain how Wisconsin property tax deferral programs may interact with a reverse mortgage.

What Does a Reverse Mortgage Specialist in Hartford Cost?

Typical costs for a reverse mortgage in Wisconsin include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording which can range from 500 to 1500 dollars. Closing costs in Wisconsin often total between 3000 and 8000 dollars depending on the loan size and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a reverse mortgage in Hartford Wisconsin?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet HUD property standards. You also need to complete a counseling session with a HUD-approved counselor.
How does a reverse mortgage affect my heirs in Wisconsin?
When you pass away or move out permanently, the loan becomes due. Heirs can either pay off the loan balance or sell the home to settle the debt. Wisconsin law protects heirs from owing more than the home is worth if they sell the property.
Are reverse mortgage proceeds taxable in Wisconsin?
No, reverse mortgage proceeds are not considered income by the IRS or the state of Wisconsin. They are treated as a loan advance. However, interest on the loan is not tax deductible until you pay it back.