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Looking for a reverse mortgage specialist in Fitchburg? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Fitchburg, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 5 reverse mortgage specialists in Fitchburg, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jason Krueger - Private Wealth Advisor, Ameriprise Financial Services, LLC
2923 Marketplace Dr Ste 100, Fitchburg, WI 53719
6087333690
Joe Marks - Loan Officer at Fairway Independent Mortgage Corp - NMLS#2264964
5940 Seminole Centre Ct #310, Fitchburg, WI 53711
6084445353
John Cherf, Movement Mortgage
5973 Executive Dr #3, Fitchburg, WI 53719
6083477777
WisMed Financial, Inc.
2920 Marketplace Dr #103, Fitchburg, WI 53719
6084423750
US Bank Mortgage
Fitchburg, WI 53711
8008722657
A reverse mortgage specialist in Fitchburg Wisconsin helps homeowners aged 62 and older convert home equity into tax-free funds without monthly mortgage payments. Wisconsin law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Fitchburg residents often use these funds for home repairs medical expenses or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Fitchburg Cost?
Typical costs for a reverse mortgage specialist in Wisconsin include an origination fee capped at 6000 for homes valued over 125000 an upfront mortgage insurance premium of 2 percent of the appraised value and third-party fees for appraisal title search and recording. These costs often total between 5000 and 15000 and can be rolled into the loan balance. Annual mortgage insurance premiums are 0.5 percent of the loan balance. Note that this is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Fitchburg Wisconsin?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence and meet FHA property standards. Wisconsin law does not impose additional state-specific eligibility rules beyond federal HECM requirements.
How does Wisconsin law affect reverse mortgage proceeds and repayment?
Wisconsin law requires lenders to clearly disclose that the loan becomes due when the last borrower dies sells the home or moves out for 12 consecutive months. The state also mandates a three-day right of rescission after closing. Proceeds are not taxable as income in Wisconsin.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wisconsin.