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Find Reverse Mortgage Specialists Near You in South Charleston, WV
Browse reverse mortgage specialists serving South Charleston, West Virginia. Contact information and addresses listed below.
4 agents listed
Updated May 2026
South Charleston, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 4 reverse mortgage specialists in South Charleston, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
John Asseff at CrossCountry Mortgage
205 D St, South Charleston, WV 25303
3047442980
Lendmark Financial Services LLC
10 River Walk Mall, South Charleston, WV 25303
3047448135
Chase Mortgage
505 D St, South Charleston, WV 25303
3047441835
Joy Gumm at CrossCountry Mortgage
205 D St, South Charleston, WV 25303
3043773593
A reverse mortgage specialist in South Charleston, West Virginia can help you understand how a home equity conversion mortgage works. West Virginia law requires that borrowers receive counseling from a HUD-approved agency before applying. This service is valuable for seniors looking to access home equity while staying in their homes.
What Does a Reverse Mortgage Specialist in South Charleston Cost?
In West Virginia, reverse mortgage costs include an origination fee, mortgage insurance premium, appraisal fee, and counseling fee. The origination fee is capped at 2 percent of the first 200,000 dollars of home value plus 1 percent of the amount above that. The mortgage insurance premium is typically 2 percent of the appraised value. Other costs like title search and recording fees vary by county. These expenses are usually added to the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in South Charleston do?
A reverse mortgage specialist helps you evaluate if a reverse mortgage is right for your situation. They explain the loan terms, costs, and requirements specific to West Virginia law. They also coordinate with HUD-approved counselors as required by federal and state rules.
Are there West Virginia specific rules for reverse mortgages?
Yes, West Virginia requires all reverse mortgage applicants to receive counseling from a HUD-approved agency before the loan can proceed. The state also mandates that the loan document include a clear warning about potential risks. These rules help protect borrowers in South Charleston.
How much does a reverse mortgage specialist cost in West Virginia?
Costs for a reverse mortgage specialist in West Virginia vary by lender and loan type. Typical fees include an origination fee of up to 2 percent of the home value and a mortgage insurance premium of 2 percent of the appraised value. These costs are often rolled into the loan balance.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the West Virginia.