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Compare Reverse Mortgage Specialists in Martinsburg, WV
Compare reverse mortgage specialists in Martinsburg. Review contact information and insurance categorys before you decide.
15 agents listed
Updated May 2026
Martinsburg, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 15 reverse mortgage specialists in Martinsburg, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Embrace Home Loans - Martinsburg, WV
300 Foxcroft Ave Ste 305, Martinsburg, WV 25401
3043625250
PrimeLending, A PlainsCapital Company - Martinsburg, WV
253-1 Aikens Center, Martinsburg, WV 25404
3042609152
The Burke Team - American Pacific Mortgage
55 Meridian Pkwy #101, Martinsburg, WV 25404
3042631000
OneMain Financial
1349 Edwin Miller Blvd, Martinsburg, WV 25404
3042630888
loanDepot
1314 Edwin Miller Blvd Ste 208, Martinsburg, WV 25404
3048706000
Team Quintez with PrimeLending
253-1 Aikens Center, Martinsburg, WV 25404
3048207630
The Mortgage Center / MortgageFinancing.com
115 Aikens Center ste 20-b, Martinsburg, WV 25404
3042679040
Integrity Home Mortgage Corporation
304 Rock Cliff Dr, Martinsburg, WV 25401
3045962432
The Byron Reed Team - Integrity Home Mortgage Corporation
304 Rock Cliff Dr, Martinsburg, WV 25401
3043776467
Dave Mellott at CrossCountry Mortgage
126 E Burke St, Martinsburg, WV 25401
3042837282
PRMG (Paramount Residential Mortgage Group Inc)
764 Foxcroft Ave, Martinsburg, WV 25401
3049247091
Team Clark at AP Mortgage
55 Meridian Pkwy #101, Martinsburg, WV 25404
2408188226
Quintez McDonald -Integrity Home Mortgage Corporation
304 Rock Cliff Dr, Martinsburg, WV 25401
3048207630
Mark Conley- Smart Choice Group by Supreme Lending
1008 Winchester Ave, Martinsburg, WV 25401
3049959113
Peter Corum at CrossCountry Mortgage, LLC
1314 Edwin Miller Blvd Suite 200, Office 2, Martinsburg, WV 25404
3042832467
A reverse mortgage specialist in Martinsburg, West Virginia helps homeowners aged 62 and older convert home equity into tax-free funds. These loans are regulated under federal HUD guidelines and West Virginia law, which requires mandatory counseling from a HUD-approved agency. Martinsburg residents often use reverse mortgages to supplement retirement income or pay for home repairs while staying in their Berkeley County homes.
What Does a Reverse Mortgage Specialist in Martinsburg Cost?
Typical costs for a reverse mortgage in West Virginia include an origination fee of up to 2% of the home value, a mortgage insurance premium of 2% of the appraised value, and third-party fees for appraisal and title services. These fees total between 3000 and 8000 dollars for a 200000 dollar home. Actual costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Martinsburg West Virginia?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be the primary residence, and the homeowner must complete a HUD-approved counseling session. West Virginia does not have additional state-specific eligibility rules beyond federal HECM requirements.
How does West Virginia law affect reverse mortgage proceeds?
Reverse mortgage proceeds are not considered income for West Virginia state tax purposes. They also do not affect Social Security or Medicare benefits. However, borrowers must continue to pay property taxes and homeowners insurance to avoid default.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the West Virginia.