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Find Reverse Mortgage Specialists Near You in Beckley, WV
Browse reverse mortgage specialists serving Beckley, West Virginia. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Beckley, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 10 reverse mortgage specialists in Beckley, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kimberly Turnes
3049 Robert C Byrd Dr Suites 210, 220, 230, Beckley, WV 25801
Jeremy Edward Ayers - Truist Mortgage Loan Officer
3849 Robert C Byrd Dr, Beckley, WV 25801
3042373750
Chase Mortgage
500-600 Neville St, Beckley, WV 25801
3042562273
Beckley Mortgage Services Inc
106 S Heber St, Beckley, WV 25801
3042555400
Chase Mortgage
4140 Robert C Byrd Dr, Beckley, WV 25801
3042552757
A reverse mortgage specialist in Beckley, West Virginia helps homeowners aged 62 and older convert part of their home equity into tax-free funds. West Virginia law requires borrowers to complete a counseling session with a HUD-approved counselor before obtaining a Home Equity Conversion Mortgage. Local specialists in Beckley can guide you through this process and explain how property taxes and insurance obligations work under state law.
What Does a Reverse Mortgage Specialist in Beckley Cost?
Typical costs for a reverse mortgage specialist in West Virginia include an origination fee of up to 2 percent of the home value, with a cap of 6,000 dollars. Other costs include a HUD counseling fee of about 125 to 250 dollars, appraisal fees of 400 to 600 dollars, and title insurance and recording fees that vary by county. In Raleigh County, recording fees may add 50 to 100 dollars. Total closing costs often range from 2,500 to 8,000 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Beckley do?
A reverse mortgage specialist helps older homeowners in Beckley understand and apply for a Home Equity Conversion Mortgage. They explain eligibility, loan terms, and the counseling requirement under West Virginia law. They do not provide financial advice but can coordinate with HUD-approved counselors.
Do I need to own my home free and clear to get a reverse mortgage in West Virginia?
No, you do not need to own your home free and clear. However, any existing mortgage must be paid off with the reverse mortgage proceeds. West Virginia law does not impose additional ownership requirements beyond federal HECM rules.
Are reverse mortgage proceeds taxable in West Virginia?
Reverse mortgage proceeds are not considered income for federal or West Virginia state tax purposes. They are loan advances, so you do not report them on your state tax return. However, interest on the loan is not deductible until the loan is repaid.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the West Virginia.