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Compare Reverse Mortgage Specialists in Woodinville, WA
Directory of reverse mortgage specialists in Woodinville, Washington. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Woodinville, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 2 reverse mortgage specialists in Woodinville, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
15620 NE Woodinville Duvall Pl #4, Woodinville, WA 98072
4254122703
Echelon Financial LLC (NMLS 2404823)
19622 NE 125th Ct, Woodinville, WA 98077
4258894525
A reverse mortgage specialist in Woodinville Washington helps homeowners aged 62 and older convert part of their home equity into tax-free funds without selling their home. Washington law requires all reverse mortgage borrowers to receive third-party counseling from a HUD-approved agency before closing. Woodinville residents can use these loans to supplement retirement income or cover home repairs while continuing to live in their homes.
What Does a Reverse Mortgage Specialist in Woodinville Cost?
In Washington reverse mortgage costs include an origination fee capped at 6000 dollars for higher-value homes and an upfront mortgage insurance premium of 2 percent of the appraised value. Third-party fees for appraisal title search and HUD-approved counseling typically add 500 to 1500 dollars. These costs are usually rolled into the loan balance so you do not pay them out of pocket. Your actual costs will vary based on your home value loan program and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Woodinville Washington?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence and meet FHA standards. Washington state law also requires you to complete a counseling session with a HUD-approved counselor before you can apply.
How does Washington law protect reverse mortgage borrowers in Woodinville?
Washington requires lenders to provide a detailed disclosure statement and a 3-day right of rescission after closing. The state also mandates that non-borrowing spouses receive certain protections if the borrowing spouse passes away. These rules help ensure borrowers understand the loan terms and their obligations.
What costs are associated with a reverse mortgage in Woodinville Washington?
Typical costs include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and counseling. In Washington these costs are often financed into the loan so you pay little upfront. Total closing costs usually range from 2000 to 6000 dollars depending on your home value and loan type.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.