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Compare Reverse Mortgage Specialists in Tumwater, WA
Looking for a reverse mortgage specialist in Tumwater? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Tumwater, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 9 reverse mortgage specialists in Tumwater, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
111 Tumwater Blvd SE b104, Tumwater, WA 98501
3602369777
Guild Mortgage - James Nesbit
111 Tumwater Blvd SE b104, Tumwater, WA 98501
3605561469
Guild Mortgage - Kelsey Ellis
111 Tumwater Blvd SE, Tumwater, WA 98501
3603390280
Guild Mortgage - Steph Thomasson
111 Tumwater Blvd SE b104, Tumwater, WA 98501
2067994129
Guild Mortgage Company
321 Cleveland Ave SE Suite 321, Tumwater, WA 98501
3604913282
Yvonne Stanton at CrossCountry Mortgage
300 Deschutes Way SW Suite 207, Tumwater, WA 98501
3606887528
Guild Mortgage - Ron Hanson
321 Cleveland Ave SE Suite 321, Tumwater, WA 98501
3604913282
St Julien Home Loans
301 Lee St SW Suite B, Tumwater, WA 98501
3603522101
Guild Mortgage - Rachel Groves
111 Tumwater Blvd SE b104, Tumwater, WA 98501
3606886585
A reverse mortgage specialist in Tumwater Washington helps homeowners aged 62 and older access home equity without monthly payments. Washington state requires reverse mortgage counseling from a HUD-approved agency before you can apply. Tumwater residents can meet with local specialists to review loan options and understand how a reverse mortgage affects inheritance and public benefits.
What Does a Reverse Mortgage Specialist in Tumwater Cost?
Typical costs for a reverse mortgage specialist in Washington include an origination fee of up to 2 percent of the home value plus third party fees for appraisal title and recording. For a home valued at 400000 total closing costs often range from 8000 to 15000. Washington also requires a mandatory HUD counseling session that costs around 125. These fees are usually rolled into the loan balance. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications does a reverse mortgage specialist need in Washington?
In Washington a reverse mortgage specialist must hold a state mortgage broker or loan originator license. They must also complete annual continuing education on reverse mortgage rules. Many specialists also hold the National Reverse Mortgage Lenders Association certification.
How does Washington law affect reverse mortgage proceeds?
Washington law does not tax reverse mortgage proceeds as income. The loan becomes due when the last borrower dies sells or moves out permanently. Borrowers must continue to pay property taxes and homeowners insurance to avoid default.
Can a reverse mortgage specialist help with a HECM loan in Tumwater?
Yes a specialist can guide you through the Home Equity Conversion Mortgage or HECM process. This is the only reverse mortgage insured by the Federal Housing Administration. The specialist will help you compare lump sum line of credit or monthly payment options.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.