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Find Reverse Mortgage Specialists in Sunnyside, WA
Browse reverse mortgage specialists serving Sunnyside, Washington. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Sunnyside, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 2 reverse mortgage specialists in Sunnyside, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rose Martinez-U.S. Bank Mortgage
529 S 7th St, Sunnyside, WA 98944
5098372009
Greg Visser - Banner Bank Residential Loan Officer
1010 Yakima Valley Hwy, Sunnyside, WA 98944
5098306076
A reverse mortgage specialist in Sunnyside, Washington helps homeowners aged 62 and older convert home equity into cash. Washington state law requires borrowers to complete HUD-approved counseling before obtaining a reverse mortgage. This service is especially relevant for Sunnyside residents looking to supplement retirement income while staying in their homes.
What Does a Reverse Mortgage Specialist in Sunnyside Cost?
Typical costs for a reverse mortgage in Washington include an origination fee (up to $6,000 for HECM loans), mortgage insurance premium (2% of the home value upfront plus 0.5% annually), appraisal fees ($400 to $800), and closing costs ($1,000 to $3,000). Total costs often range from $5,000 to $15,000 depending on the home value and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Sunnyside do?
A reverse mortgage specialist guides you through the process of obtaining a Home Equity Conversion Mortgage (HECM). They explain eligibility, loan terms, and repayment options. In Washington, they must follow federal and state regulations including mandatory counseling.
What are the eligibility requirements for a reverse mortgage in Washington?
You must be at least 62 years old, own your home outright or have a low mortgage balance, and live in the home as your primary residence. Washington law also requires a financial assessment and HUD-approved counseling session before you can proceed.
Are reverse mortgages regulated differently in Washington state?
Yes, Washington has specific disclosure requirements and a three-day right of rescission after closing. Lenders must also provide a list of HUD-approved counseling agencies. These rules help protect homeowners from predatory lending practices.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.