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Compare Reverse Mortgage Specialists in Stanwood, WA
Compare reverse mortgage specialists in Stanwood. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Stanwood, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 8 reverse mortgage specialists in Stanwood, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Equity Solutions NW
9715 271st St NW Suite 3, Stanwood, WA 98292
4253592287
Vince Thomas & Co
9715 271st St NW NW, Stanwood, WA 98292
4253592287
LeaderOne Home Loans-Breanna Jeter(Studley)
7359 267th St NW ste e, Stanwood, WA 98292
4253149898
Edward Jones - Financial Advisor: Brenna K Casey, CFP®|CRPC™
10031 WA-532 Ste A, Stanwood, WA 98292
3606290177
Chase Mortgage
26603 Lindstrom Rd, Stanwood, WA 98292
3606293552
Evergreen Home Loans Stanwood One NMLS 1543142
9902 270th St NW Suite B, Stanwood, WA 98292
3606546830
SLM Financial Services
10111 271st St NW #1, Stanwood, WA 98292
3605162266
Alphabetasoup LLC
30202 52nd Ave NW, Stanwood, WA 98292
4253226726
A reverse mortgage specialist in Stanwood, Washington helps homeowners aged 62 and older access home equity without monthly payments. Washington state requires reverse mortgage counseling from a HUD-approved agency before loan approval. Stanwood residents can use these loans for home repairs, medical expenses, or supplementing retirement income while staying in their homes.
What Does a Reverse Mortgage Specialist in Stanwood Cost?
Typical costs for a reverse mortgage specialist in Washington include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. Total closing costs often range from 4,000 to 8,000 dollars for a 300,000 dollar home. These costs can be financed into the loan. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Stanwood Washington?
Borrowers must be at least 62 years old. All homeowners on the title must meet this age requirement. Washington state law does not allow exceptions to this federal rule.
Do I need counseling to get a reverse mortgage in Washington?
Yes, Washington requires a counseling session with a HUD-approved counselor before you can apply. The session covers loan terms, costs, and alternatives. You must receive a certificate of completion to proceed.
What happens to the loan when I move or pass away in Washington?
The loan becomes due when the last borrower leaves the home permanently or passes away. Heirs have 30 days to decide to pay off the loan or sell the home. Washington state law provides a 6-month extension if needed.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.